Gadget insurane for iphone 4s

Guest2

Guest2

Guest2

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What good companies are there for phone insurance?

It will need to be for theft, accidental damage and loss for upto £500.

I have heard of companies like insuremybubble but have also heard of people having problems when claiming.

I did find one place that mainly did travel insurance and was £25 excess, covered all of the above for about £50 a year. I cant remember the name of it though.

I also cant use home insurance because i rent and dont have possesions over about £2k
 
As already said, i dont have enough contents to bother covering them. Tried nationwide and they dont do gadget insurance. Only house and contents and minimum is £15k of cover. I need it for £500

Is insureandgo any good?
 
Is it true that they won't pay out for contract phones. Because the phone is given away free to encourage you into the contract, the value of the phone is therefore zero.
 
darael said:
Is it true that they won't pay out for contract phones. Because the phone is given away free to encourage you into the contract, the value of the phone is therefore zero.
Click to expand...

Might be, but you still have to pay for the iPhone (unless it's a stupid high contract) so I'd argue otherwise.

I think Barclays Premier Plus costs £5 / month and covers this.
 
I use Protect Your Bubble. There are a few bad reviews but I take them with a pinch of salt. The percentage of happy customers is still pretty high on websites which have a lot of reviews (ie, I don't trust websites where there have only been 20 reviews of them, etc) and I'm fully aware that most people will only take to the internetz because they're unhappy. People are less likely to review if they've got good service.

With my Protect Your Bubble policy I also got a little "TagBak" sticker so that if anyone finds my phone, they can ring TagBak and it can be returned to me, an they get a reward. That's presuming an honest person found it.
 
[TW]Fox;20320670 said:
A whole range of things that if you shopped around you'd get for less than than the £144 a year you pay your bank for them.
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I doubt it, aa cover, phone cover, gadget cover, no interest on over draft and other benefits.
As long as you use it and can't add the benefits on to other policies cheaper, it's good value.
 
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[TW]Fox;20320670 said:
A whole range of things that if you shopped around you'd get for less than than the £144 a year you pay your bank for them.
Click to expand...

Would it include, Passport, driving license, no overdraft fee, phone insurance, roadside assistance, if you buy a product and the price reduces within a certian time frame they will refund the difference. I'm sure I have missed a few.

Also if you deposit more than £1000 a month the fee gets reduced to a £5, so essentially £120 a month.

Doubt it can be done that much cheaper. Worth it to me.
 
darael said:
Is it true that they won't pay out for contract phones. Because the phone is given away free to encourage you into the contract, the value of the phone is therefore zero.
Click to expand...

Retarded logic - what you personally paid for something is irrelevant. Supposing I get a big LCD TV as a present - that doesn't make it any more or less insurable than someone who has paid for one - its still going to cost the same to replace in the event that it is stolen.

Lots of insurance is a rip off if you're generally careful - insurance is only useful IMO if you're covering something that will cost you significantly - i.e. car accident, travel insurance when skiing etc.. building's insurance etc...etc...

For mobile phones I wouldn't bother personally, if you're generally careful with your belongings.
 
[TW]Fox;20320670 said:
A whole range of things that if you shopped around you'd get for less than than the £144 a year you pay your bank for them.
Click to expand...

Was channel surfing and there was the moneysaving expert man on, explaining how these are massive rips off.

He found pretty much everything they do cheaper and that most people won't use the full range of services anyway.
 
Tummy said:
He found pretty much everything they do cheaper and that most people won't use the full range of services anyway.
Click to expand...

how's that?
Phone insurance(4 phones unto £600 which covers iPhone) and aa uk (home, roadside, onward travel and EU)comes to more than £12 a month. Let alone travel insurance, gadget insurance( got two digital cameras and the wii on that can add more if I buy anything else which qualifies), free overdraft and what ever else I get(being the bit I don't use as I don't know about them).
 
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