good current account?

sam83uk · 31 May 2006 at 16:04

can anyone recommend me a good current account to open?

Is it possible to open an account online? with all the identification procedures?

Ukadder · 31 May 2006 at 16:06

http://www.moneysupermarket.com/currentaccounts/

Decent place to start looking, I personally have a first direct online account which is ok, onle use it for online things (paypal etc)

Mon · 31 May 2006 at 16:14

I have a Nationwide flex account can say i can complain, no charges for overseas withdrawls.

Voy06 · 31 May 2006 at 16:15

Natwest current account is good. You can apply online as well.

Kitchster_uk · 31 May 2006 at 18:54

First Direct for the win!!!! Best call centre (Leeds), excellent internet banking and cash counters of HSBC if you need them. Can't praise the call centre highly enough!!!

Windle · 31 May 2006 at 19:16

Royal Bank of Scotland (Scotland's #1) is easily the best bank i've used, great customer service and if you switch to them now and you live in scotland they give you £100

Boycie · 31 May 2006 at 19:37

Both my mum and dad are with first direct, have been since i can remember, however im with lloyds because first direct don't like me

Holly_Pinklady · 31 May 2006 at 19:49

The Nat West Ad Gold Account is really good. I just opened one, it is a curretn account and you do have to pay a monthly subscription of £12 i think, but if you use all the benefits you can save loads! Loads of discounts in the shops and stuff!!

oweneades · 31 May 2006 at 20:04

Mon said:
I have a Nationwide flex account can say i can complain, no charges for overseas withdrawls.

Same here. No issues at all.

Eddietop · 31 May 2006 at 20:07

Kitchster_uk said:
First Direct for the win!!!! Best call centre (Leeds), excellent internet banking and cash counters of HSBC if you need them. Can't praise the call centre highly enough!!!

Second this, firstdirect are cool. They can be contacted 24/7 and a real person will answer straight away. Great online banking also

ThriceNightly · 31 May 2006 at 20:09

Eddietop said:
Second this, firstdirect are cool. They can be contacted 24/7 and a real person will answer straight away. Great online banking also

and Third... first direct are brilliant (from an ex lloyds bank customer)

Sirrel Squirrel · 31 May 2006 at 20:23

Just been reading up on the Alliance and Leicester account, sounds really good, anyone use them?

Pez · 31 May 2006 at 20:29

Only downside to First Direct is not everyone can hit the £1000 credited to account per month

I'm happy with my Barclays staff account, other than the fact that copy statements from Barclays dont come on headed sheets, but instead spreadsheet style printouts

Kitchster_uk · 31 May 2006 at 20:53

Sirrel Squirrel said:
Just been reading up on the Alliance and Leicester account, sounds really good, anyone use them?

Used to be (and still are tbh) a building society. They aren't a proper bank, no matter how much they protest otherwise and have a limited branch network.

Pezboy said:
Only downside to First Direct is not everyone can hit the £1000 credited to account per month

I transfer around £750 a month in from my HSBC staff account, no problems at all - even though it isn't my salary that's mandated.

TripleT · 31 May 2006 at 20:53

FIRST DIRECT.

All you need really, brilliant service.

Pezboy said:
Only downside to First Direct is not everyone can hit the £1000 credited to account per month

I'm happy with my Barclays staff account, other than the fact that copy statements from Barclays dont come on headed sheets, but instead spreadsheet style printouts

You don't need £1000 going in every month to get a regular current account...

sjt269 · 31 May 2006 at 21:23

Windle said:
Royal Bank of Scotland (Scotland's #1) is easily the best bank i've used, great customer service and if you switch to them now and you live in scotland they give you £100

I saw an advert for that on TV the other day...what's the catch with it? I looked on their website just now, couldn't even see it mentioned, so I'll have to ask you instead.

TooNice · 31 May 2006 at 21:24

Windle said:
Royal Bank of Scotland (Scotland's #1) is easily the best bank i've used, great customer service and if you switch to them now and you live in scotland they give you £100

Darn it, couldn't they have offered that when I joined them

NickXX · 31 May 2006 at 22:15

Nationwide Flexaccount.

Free transactions abroad, E-Savings with instant transfers, great online portal.

Sirrel Squirrel · 31 May 2006 at 22:16

Kitchster_uk said:
Used to be (and still are tbh) a building society. They aren't a proper bank, no matter how much they protest otherwise and have a limited branch network.

I see, come to think of it, they're the ones who charge you to use their cash machines

[DOD]Asprilla · 31 May 2006 at 22:20

Whatever you do, don't go to LloydsTSB.

I'm a Premier Banking Customer with them so I pay a lot to get better service. I pity those who don't because I've had nothing but trouble with them and I'll shortly be off to First Direct.