Guess the damage

It's all good - my friend had a similar situation recently. Car worth around £2.5k. Damage was possibly worse than yours in some ways - they had scraped along both doors and the front wing. Insurance wrote it off, buyback was like £500 or something. Then gave £300 to a guy to beat the doors out a bit and touch it up. Result: £1.7k + a cat D car that will probably break with some other problem before selling time anyway.
 
Mr.Stu said:
Another pic

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The sill looks a little deformed in that picture although it could quite easily be a shadow or my wonky eyes.
 
[TW]Fox;20997579 said:
If they insist on writing it off, buy it back and just stick a new door on it.
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Do this, assuming the buyback value is a fair bit less than the payout (which it almost certainly will be) then it's easy money.

Hardest part will be finding a door in that colour I'd have thought but once you've found one it won't cost you much, with no panel bashing, welding or paint required it's a simple, cheap repair.
 
I'd lay on my back on the back seat & get a wire to hold the door catch open then kick the ***** open. If you get it open & it looks like the hinges & door pillar have Not been effected then kick the door back shut & let the insurance company write it off then buy it back & sling a new door on it & run the cheapest motor you've ever had. :cool:
 
Got the door open from the inside, wasn't too hard. It now opens and closes freely. There is zero damage apart from the door itself.

Lets assume they write it off because the cost of an official door + pain is too much, who do I actually buy the car back from? My insurance company or his? What is the process, does the vehicle change ownership twice? Do I have to get it repaired then re-MOT'ed?

Cheers!
 
Well with my bike I just told them from the get go that I wanted to buy my bike back. It's no biggy as they are governed by strict regulations on the repair which makes it not cost effective to repair it but the likes of me & you can just sling it back together so they do understand the reasoning. :)
 
I would have just asked for a few hundred quid popped a new door on, not involved insurance company jobs a goodun, doesnt look like there is any other damage although its obviously near impossible to tell from photos
 
I agree with the rich1988 comment, might be worth finding out what her (I'm assuming :p) excess is, probably worth settling for cash and not involving the relevant insurance companies? you will have a non fault accident on your record and she will lose at least 2 yrs NCB+excess payment
 
What a waste when it is chosen as a write off when all it needs is a door. My mate had a metro (oldschool ***) there was a slight dent in the front wing and it was classed as a class C write off because a brand new wing was going to cost £90, more than what the car was worth in there opinion. I think he just got a second hand wing in the end
 
Just find a new door from a scrappy or ebay or whatever and whack it on. Saves messing around with the insurance..
 
Id say its a write off,Just because it does not look all that bad and just a possible door replacement dont mean the rest of the car is okay,Who knows what its done to the cars frame etc.
 
No idea how much a door from a scrapyard would be but it surely would have been worth having a look first, as it wouldn't surprise me if a replacement door was less than what you'll end up having loaded onto your insurance premium now that you have a non fault claim to declare :/

Bit late now either way, nevermind.
 
S60 rear door is £29 in ebay. Plus spraying, probably cost £200 all in and forget insurance. Even if his insurance pays out, they'll clearly write it off, which means you'll have to go through the time and expense of buying a new car. Then you'll have to pay about 25% extra a year on your insurance premium for 3-4 years.
 
Mr.Stu said:
Guy is adamant he wants to go through insurance as hes got protected no claims, so not getting any money out of him!

Literally had the MOT/service/tax done last Friday, epic timing!
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Oh. :(

Wait, just because he has protected no claims, doesn't mean a fault claim wont put up his basic premium? He'll just get his percentage discount on this inflated premium still.
 
Surely the sensible thing to do would be to get this sorted privately. For something so simple to fix as a door (replaced a door on a C3 last week! easy peasy), it would be stupid to go through the insurance route and the car gets written off.

Then you would have to buy it back, get it collected and taken to a garage or whatever, source the door or let the garage get on with it, get it retested.

Or he pays for the door and the fittting/spraying, and both parties are happy (AND HE LOOKS IN HIS GOD DAM MIRRORS BEFORE MOVING)
 
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