Soldato
Yeah the other driver admitted liability and I'm dealing with his insurer. I don't want the hassle of repairing the car and I don't want it back to sell which knowing my luck I won't be able to shift it.
I was under the impression that if it was a write off they would take ownership of the car and offer me a figure.
What do you actually want? Would you prefer the car repaired, and delivered back to you? Would you rather have a cheque and buy something new?
Think about what you'd like, and we can then suggest some advise.
If you like the car, and want it back, then ask them what the repair estimate was, and if it's not way over the car's value, you can probably force them to repair it.
If you don't want the car back as you think the car won't be the same again, then tell them you don't want the car back, so they need to bump their offer up, and they keep the car. Also, get them to confirm in advance that they won't take the courtesy car back (they have given you one, right?) as soon as they give you the cheque (as it might take a couple of weeks to buy the new car).
Your insurer will have a clause that as soon as they give you the cheque, they take the courtesy car back, but as it's their insurer, you can insist on keeping it longer to give you time to buy the car, get the tax sorted e.t.c.
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