Halifax ISA

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Does anyone know the interest rate for a Halifax ISA (£3000)

I have had it for 2 years now and ive heard Nationwide fixed interest rates are good but will soon be dropping. I have rang their ISA investements line but all lines are busy.

Thanks
 
Depends if it's fixed rate or variable. I'm in fixed rate at 5.5%, my sisters on variable at 5.25%.

Do you use Halifax online banking? If so, you can add your ISA to your list of accounts and it'll show you all the details for it.
 
thanks. Is there anything else i need to do before going into the bank to clear it out? What is the best way to transfer the money to a nationwide or other account. Could i just get a cheque for 3k?
 
thanks. Is there anything else i need to do before going into the bank to clear it out? What is the best way to transfer the money to a nationwide or other account. Could i just get a cheque for 3k?

First, read up on ISAs, the best deals depending on your circumstance and transferring them on MoneySavingExpert (I think). You can just go to the new bank and get them to do the transfer from their end. Just check your current bank does not charge a fee.
 
Yes, you could get a cheque but you couldn't pay it back into ISA and still have your full £3600 allowance for the current tax year. If you got a cheque for £3k and paid it into your new ISA, you'd only be able to add £600 for the rest of this year.

If you want to move it to a new ISA account (and not all providers let you transfer previous years ISA funds into a new account), you need to open the new ISA and ask them to transfer from the old account(s) or at least give you the appropiate forms to transfer (rather than just withdraw)
 
I've got a Nationwide 6.15% 12 months fixed rate; chose it because it was a tad easier to open as I already have an account there, and the gains wouldn't be huge anywhere else.
 
You sure?
Just checked there website and its shows there ISA paying 4.5% - 5.0% depending on how much you have in, or am i missing something?

Using the Egg Cash ISA at the moment, pays 6.05%, only draw back is they don't let you transfer in.

Do you only start seeing a return after 12 months with the egg account?
 
Does anyone know if you can transfer from ISA "A" and ISA "B" into a new one "C" and also add year "C"'s allowance?

I doubt it and I also doubt anyone will understand my poorly worded question.

Do you mean, for example, A could be with HSBC, B with Nationwide and you want to move them all to C (a new, different bank)?

If so, answer is... it depends!

MSE has an article on it. Not all providers allow transfers in but some do. All some rules about transfering between cash ISAs and shares ISAs.
 
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