I never said it "didn't cause" the accident, I'm merely saying that it's potentially not the only factor. Whilst the cyclist is certainly to blame for running the red, the motorist may or may not also be to blame, depending on whether or not they could have avoided the cyclist had they not been speeding and texting.
Your attitude seems to be that, since the cyclist broke the law by crossing the red, this absolves the motorist of all responsibility for the accident as the cyclist shouldn't have been in her way. Doesn't work like that I'm afraid. If she could have stopped but didn't by virtue of her speeding and texting then she's just as culpable as the cyclist.
If a pedestrian jumps out in front of you 100 yards up the road then, although the pedestrian has no right to stand in the road, you're still expected to stop. If you're busy speeding/texting/phoning/reading the paper or whatever and, as a result, plough straight through the pedestrian, then I'm afraid it's your fault just as much as it's the pedestrian's.
Your attitude seems to be that, since the cyclist broke the law by crossing the red, this absolves the motorist of all responsibility for the accident as the cyclist shouldn't have been in her way. Doesn't work like that I'm afraid. If she could have stopped but didn't by virtue of her speeding and texting then she's just as culpable as the cyclist.
If a pedestrian jumps out in front of you 100 yards up the road then, although the pedestrian has no right to stand in the road, you're still expected to stop. If you're busy speeding/texting/phoning/reading the paper or whatever and, as a result, plough straight through the pedestrian, then I'm afraid it's your fault just as much as it's the pedestrian's.