Have I signed up for a credit card?? MBNA

MarcLister · 27 Jul 2007 at 15:12

Beansprout said:
Unless they're a charity and it's a fellow student holding the clipboard

In which case I enquire about the possiblity of registering myself as a charity.

JimmyEatWorms · 27 Jul 2007 at 15:13

Did you actually sign something for somebody on the street???

Johnnytoxic · 27 Jul 2007 at 16:18

In halfords it was. I'm so annoyed with myself as I usually just say NO. I was looking at the interior cleaning products she just stood their on about how it would make her day if I helped her.

She didn't seem the most confident person so I thought I would give her a break. I said "I don't want a credit card" and she replied ohh blah blah it's just a questionaire. So thought ok then.

I'm really raged about this lol.

Mike UK · 27 Jul 2007 at 16:36

I was in halfords the other week looking at car stuff and got bugged 3 times by those peoples!

Made me buy less as I was trying to avoid them neither of them spoke very good English ..the woman was fit though

"andy" · 27 Jul 2007 at 16:39

Richdog said:
I HATE being accosted in the street for any reason (no matter how fit the woman is), it happens so much around where I work it drives me mad. First I say "no thanks", then if they persist they get a very blunt "go away" then if after that they STILL have a go I end up getting a bit rude and they stalk off. Human spam.

jackthezipper said:
Does anyone else feel like it's always you that gets picked out when they see people walking up the street. Everytime they start towards me

same here , hate it

last time it happened i ended up having a laugh though

"id like to talk to you about......"

"no thanks were in a rush"

"BUT WERE FRIENDS OF THE EARTH"

just WTF ???

never got angry with them though , well only once when some cockney ****** was trying to sell me various junk and told me to cheer up

was having a very bad day already , never mind when im getting harassed on the street and about to be late back from my break

helmet · 27 Jul 2007 at 16:42

Just give them false details. Never worry about being stopped again.

MarcLister · 27 Jul 2007 at 16:49

helmet said:
Just give them false details. Never worry about being stopped again.

Yes thats Anthony Charles Lynton Blair, Number 10 Downing Street, London.

Phoebs · 27 Jul 2007 at 16:53

MarcLister said:
When I'm out with my mate in Manchester, we just put our hands in our pockets, heads down and walk on by if we spot anyone trying to ask us something or hand out leaflets.

the ones that get me most in town are the ones wearing the red raincoat for some childrens charity! i spotted one so moved to the otherside and he ran after me! that got right up my goat!

MarcLister · 27 Jul 2007 at 16:58

Phoebs said:
the ones that get me most in town are the ones wearing the red raincoat for some childrens charity! i spotted one so moved to the otherside and he ran after me! that got right up my goat!

Bah! The charity peeps in Leighton Buzzard are really annoying. They are obviously sent in on the train (LB is about 40 mins from London) and they line up down the High Street. I'll normally avoid the first one, he's busy. But the 2nd or 3rd ones will always get me. Having to shake my head 5 times in 2 minutes is slightly unnerving. :mad:

alexakasloth · 27 Jul 2007 at 17:56

johnnyfive said:
I said "I don't want a credit card" and she replied ohh blah blah it's just a questionaire. So thought ok then.

I'm really raged about this lol.

Yet it is a credit card!?

That is low and a misold product, is it halfords that operate this credit card/survey?

Either way complain to them as you no doubt will and get this cancelled asap.

Millwall.FC · 27 Jul 2007 at 18:02

if you dont want the credit card post it to me ill gladly use it

Pulsedriver · 27 Jul 2007 at 18:35

I used to work for Sainsbury's Bank, 95% of my job involved trying to sell customers savings accounts, pet insurance, and credit cards.

I had a target to meet, but I was never EVER unfriendly with people, I felt uncomfortable cold-approaching them, but sometimes I'd really help someone out like once;

A lady was paying 27% (YES! I know!) APR on here Barclaycard, her husband was ill and not working, and she was struggling to pay the card off, making a payment but the APR basically meant it hardly ever went down, I switched her to the Sainsbury's Bank card and it was 5.9% for the life of balance transfers! So I was saving her a lot, and it was a great deal of job satisfaction to be honest.

Also with saving, I was helping people save money, and even sceptical people, I watched them week in week out come and actually start to save money here and there, that again was great satisfaction.

However, I too, do not like being approached, especially as OP states, he was MIS-SOLD the product, these products are regulated, and mis-selling can have serious repercussions such as unlimited fines, or even possible closure for the company in question.

Unfortunately, it's just a money grabbing world we now live in, companies always trying to expand profits and targets for more fat cat bosses and shareholders.
It's ok her trying to be charming and 'down to earth' by saying you'd be helping her, but you did not want a credit card!