Having your Mum as a driver on insurance?

[mattyprice4004]

Basically, background info. I live at home with the family, Mum has a Citroen C3 and I have the 420.

Could I put her as a named driver on insurance, to reduce the premium?

thanks

 

[Gilly]

Yes, of course.

 

[moss]

Yep, it reduced mine a hell of a lot when I was younger.

 

[[TW]Fox]

No, Mums are not allowed to drive your car.

 

[SoliD]

Depends some insurance companies run policies where a single driver is cheapest, although I have found these to be more specialist insurers who state this.

 

[B@Th*nG]

yes, i do and it does lower premiums. Up to 15% i hear

B@

 

[Clarkey]

yes, i do and it does lower premiums. Up to 15% i hear

B@

At least you must mean, think more like 50% for a new driver.

 

[Maccy]

Reduced mine massively at first, not so much anymore though.

 

[mr tommo]

I saved about £500-600 by adding my mum and dad.

My dad lost his leg in a biking accident so he will never drive my car as its a manual. He's not banned from driving a manual even though its impossible for him to do so.

 

[paradigm]

At least you must mean, think more like 50% for a new driver.

At least?

Adding mine makes it go up.

 

[[TW]Fox]

Then adding him is fraud. He has no insurable interest yet you've insured him for financial gain.

 

[mattyprice4004]

Just rung Quinndirect who I'm with, makes no difference.

Thanks for the input all

 

[mr tommo]

Then adding him is fraud. He has no insurable interest yet you've insured him for financial gain.

He can drive it if he wants although the gear changes wouldn't be smooth. The DVLA have said that there is no restirction on him driving a manual.

 

[Cr0fty]

He can drive it if he wants. The DVLA have said that there is no restirction on him driving a manual.

Imagine if he drove it , crashed, and tried to claim I'm sure they wouldn't be too happy then!

 

[mr tommo]

Imagine if he drove it , crashed, and tried to claim I'm sure they wouldn't be too happy then!

Im sure they wouldn't be happy but theres not a lot then can do.

Im 99% sure he wont be driving it as he has 4 other vehicles to choose from

 

[Hedge]

My exs mam is on mine!

 

[Clarkey]

At least?

Adding mine makes it go up.

You're not a new driver though are you

 

[Toker]

I'm not a new driver but adding my mum reduced it by about 80 quid, adding my dad made it increase (dad has about 20 years no claims and mum has like none since she's always been on my dads insurance, strange...and neither have current convictions)

 

[BAcon]

I've been driving 6 years and at 24 with my mother as a named driver, who by the way hasnt had a claim in about 2 decadeshaha reduces my premium by about £100

 

[Tom|Nbk]

My grandmother is on mine. Not that she'd ever drive it