Home Insurance Help

Soldato
Joined
1 Dec 2003
Posts
2,818
Location
Liverpool
hey,

I was faced with a flood at home and its completly ruined my almost new laminate flooring.

I have been told I have to have a machine installed to dry out the floor and then I can have a new floor installed.

While that is all great news. It got me thinking.

Where do i stand if I wanted to be gone with the laminate and get a tiled floor. Even if i were to pay the difference.

Do home insurance companies allow you to carry out the work yourself or have an independent person do the work instead as them?

I just think while I have gone out last year and bought an fitted a new floor. Now its ruined. Id rather change to tiles

Any pointers etc is appreciated.

Thanks.
 
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