As others have pointed out the cost savings are very very minimal given how little heat loss is occurring vs actually using the water. During summer last year we were doing 500kWh a month for gas with 2 showers a day (one quite lengthy as i use it to wake up in the morning), washing dishes and cooking. Heating gets a hard off all summer. Given your tank specs, we'd have "wasted" just over 10% of that gas on heat loss from the tank (its not wasted all year though, it heats the house up, so in winter time you can treat it effectively like theres no heat loss as its just a low power radiator in essence). The ideal senario is you heat all the water you will use and use it all instantly so there is no heat loss from the tank, in which case the max you will save is around £5 at todays prices vs keeping it at 65c 24/7 per month. Its not practically possible to do this or even get close (unless you remove the tank and use a combi) so in reality you are at best only going to be save £2-£3 per month, if that.