How does home insurance work?

[Jonny ///M]

You're not covered now??

She stays in a flat share and has nothing of real value. An old laptop and an old TV I got her for nout.

No point paying to insure the contents of her room.

When we move I'll be insuring expensive tv(compared to hers at least),my pc, 3 bicycles of average value and obviously everything else you have in a full size flat.

I still stay at my parents for now.