How does it work?

[frosty03]

Abit of a noob question,but never sold a car privately before

Am about to sell my car, listing it on autotrader/the bay/etc.

How does it work in terms of insurance if the buyer wants to test drive? I presume that buyers always will want to test drive before buying?

Dont want to end up paying for damages if the guy hits something and runs off...

 

[Lopéz]

Four choices here really:

1) You drive it for him and he comes for a passenger ride
2) You establish if he has a DOC extension and allow him to drive it "at risk" ie he bends it, he mends it
3) He arranges temporary cover on your car and if something goes wrong his insurer has to sort it
4) You both take a risk and just let him drive it with no cover.

Up to you really, number 4 is illegal but I would be reasonably confident that it's the way the majority of private test drives are done.