How much crap do you have on hire purchase?

Allow me to translate:

"Hi everyone, I know I'm often seen as a bit dim on these boards but I'd still like to ask you some questions and not seem even thicker. Anyway, I'm on the bones of my arse and want a telly, Brighthouse have offered me a Sony 32" CRT for £150 a week for 60 months, can you tell me if this is a good deal please, thanks".


Give or take.
 
I guess my house counts as 'hire', until its 25-year mortgage is done in a few years time.

I have heard of hire cars, although pretty sure they're normally called lease cars if they're for long term. Hire cars would imply short term like if holidaying in the US for 2 to 3 weeks.

Hire TVs and white goods seem pointless to me. Stick it on PayPal credit if you can't afford it outright. 0% for 4 months. I did this when my air-con unit broke down a few years ago. 4 months means that it helps to break down the cost.
 
Lots of stuff. Sim rig, various other tech. All 0%.

Not sure if this was thread was designed to cover 0%. Can understand why it may be undesirable and perhaps uncomfortable for some but strictly speaking anything available on a 0% agreement where the purchase price is the same and/or competitive with the normal retail price is a good way to buy.

If a TV was £1000 to buy, and you couldn’t get it anywhere else cheaper realistically, e.g. without wasting hours trying to save £10 lol. Then buying the TV at £1000 on 10 months 0% is sensible - assuming no adverse affect on your credit rating, it will probably help your rating long term.
 
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4090 babyyyyyyyyyy :cool:


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I owe nothing to no one.

House is paid off
Rentals were bought cash
Cars are cheap
Clothes are cheap(ish)
Electronics are quality, but bought with sense and use in mind
Whiskey and cigar....expensive ;)
 
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