how much % did your ISA get

QlimaxUK · 11 Apr 2009 at 11:13

hi, i just got my ISA report, they didn't tell me how much interest i earned in % terms so i had to work that bit out from what i got and i worked it out to be exactly 3.590600251%

which seems a bit low to me (guessing credit crunch/recession) and was wondering what others got?

=SUM((100/A1)*B1)

A1=total balance from last last
B1=interest earned this year

if anyone needs help working this out ^

(i think thats right anyway)

Zogger · 11 Apr 2009 at 11:18

It isn't really that simple because it depends what time of the year you put your money in. 3.6% would be pretty high for an ISA rate right now

meghatronic · 11 Apr 2009 at 11:21

About 4% all in all, which really isn't as bad as I thought... but it should've been 6%.

FrostedNipple · 11 Apr 2009 at 11:34

Started my ISA with 6.5%, shame it was variable

It's at 2.?% now, but i get a 1% bonus for being within the 12 months new. Still **** though.

helpimcrap · 11 Apr 2009 at 11:41

as it was variable 0.5%. on fixed now at 2%. still crap but its doing something more.

bsoltan · 11 Apr 2009 at 11:52

1.535%

It says it is 0.5% now though.

muon · 11 Apr 2009 at 13:42

Started mine in November with B&B at 6.25% fixed for a year. Penalties to withdrawals exist though, although not for transfers.

Also brackets around 100/A1 arent necessary.

Clown · 11 Apr 2009 at 13:52

Dunno. Icesave paid out earlier last year

mattyj1085 · 11 Apr 2009 at 13:54

mine will be 6.5% (fixed for year)

RandomTom · 11 Apr 2009 at 14:19

My Leeds Building Society are paying out 3.25% with a bonus (for paying in once every 12 months, so it's easy to keep at that level)

But my HSBC e-isa which was paying 6.05% variable monthly is now...1.75%

, so I'm going to move that over asap.

Ironic Namesake · 11 Apr 2009 at 14:20

No idea, I moved over to natwest recently and was with Icesave before - in the few months of getting the money back I don't think I earned any interest.

I still have a 6% normal savings account and 12% regular saver but those are coming to an end in August

colinuk · 11 Apr 2009 at 14:28

RBS diddled me, was ment to be 3.5-4.5 %, i got just about 3%... looking to change. Can you move your isa to another bank or do you have to start again?

ColiN

Ben M · 11 Apr 2009 at 14:29

I don't bother with ISAs because I get gross interest anyway, so I pick the savings account with the highest interest

colinuk said:
RBS diddled me, was ment to be 3.5-4.5 %, i got just about 3%... looking to change. Can you move your isa to another bank or do you have to start again?

ColiN

You can transfer ISAs.

colinuk · 11 Apr 2009 at 14:33

Ben M said:
I don't bother with ISAs because I get gross interest anyway, so I pick the savings account with the highest interest

You can transfer ISAs.

Cheers mate.

TFleming · 11 Apr 2009 at 15:07

Totally off topic but your name grabbed my attention, you into your Hardstyle by any chance Qlimax?

GWillow · 11 Apr 2009 at 15:18

my current ISA (which I'm about to change for obvious reasons) has an interest rate of 0.1%.

sharpygsxr · 11 Apr 2009 at 15:28

6% on mine from halifax, altho this year its lookin like 3% is the rate so im not sure what to do with investments

theukmoog · 11 Apr 2009 at 15:30

First Direct cash e-ISA
3.10% fixed until 30 April 2010

http://www.firstdirect.com/rates/current.shtml#tax_free_sav

Spuderoony · 11 Apr 2009 at 19:14

Got a variable ISA which has dropped right down to 0.5% recently (from something reasonable) and a separate ISA Bond which I took out in October at a fixed rate of 5.75% for the year. Good timing with that one.

Hxc · 11 Apr 2009 at 19:15

Last years fixed bond was 5.8% or the like. This year is 3% I think :/