How much do you save a month ?

Will Gill said:
what's there to lol about? quarters are a standard and frequently referenced period of time, esp in business, e.g. my bonus structures are based on a 3 month performance window.

would you 'lol' if he'd said "I'm getting married and plan to move into a new house ~ Jan to March time" ?

:confused:
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I think it's probably a laugh at future computer hardware release dates usually given in quarters.
 
For about the last 6 months my saving account has been going down...:(

Due to having overtime at work cut by around 20 hours per week and had I loads of really big bills come through this summer :mad:
 
Unfortunately I'm no longer in a position to save. With a wife who doesn't earn much, two kids, a large mortgage and a car my salary only just keeps our heads above water. I'm on a good salary so it is concerning how expensive life is for us. No it doesn't go on frivolous items either... we've had one holiday in 9 years and only changed the car last year because our other one was so old. We have only just replaced the old CRT TV too.

I certainly don't consider paying into a mortgage as saving because houses cost money to maintain, "savings" are wiped out by the mortgage interest and any price crash would wipe it out.

So yes, £500 a month is a good amount to save.
 
Hades said:
Unfortunately I'm no longer in a position to save. With a wife who doesn't earn much, two kids, a large mortgage and a car my salary only just keeps our heads above water. I'm on a good salary so it is concerning how expensive life is for us.
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Tell me about it. :(
 
I'm glad I made this thread as its not only helped me loads but others too :)

Looks like a lot of us get sucked in to buying all the latest gadgets when in reality we don't need them at all ! we just need the basics to be happy .

Don't get me wrong I still want to spend 2k on New Canon DSLR but I will save for this over a 6 month period
 
I start off by putting £1000 into my savings account on pay day. Then the day before the next pay day I sweep my current account down to £500, putting the excess into my savings account.

This way I am always saving at least £1000 and I can still be flexible for the rest of the month and not leave myself short, and usually end up saving a lot more.

Except this month where I have bought a new PC and have an Xbox One to pay for :D
 
Im going to try and save more in the new year! not saving for anything in particular just going to try and make more of effort with it
 
Will Gill said:
what's there to lol about? quarters are a standard and frequently referenced period of time, esp in business, e.g. my bonus structures are based on a 3 month performance window.

would you 'lol' if he'd said "I'm getting married and plan to move into a new house ~ Jan to March time" ?

:confused:
Click to expand...

You're right, it is perfectly normal for use in business. I'm always working with quarter end dates. I just found it very odd to hear someone leading their life by quarters.

You must have thought the same or you wouldn't have known what I was laughing at.
 
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