How much finance does OCUK have

[Dale V]

This should be an intersting subject, maybe cheeky even, but how much outstanding finance (finance, loans, money borrowed from your mums piggy bank) is owed on your car?

what car, purchase price, amount outstanding, estimated time to clear the debt, would you finance a future purchase?

edit: mine is £0, and I very much doubt I would finance a car in the future

 

[[TW]Fox]

£0

Might do, dunno. Only if the deposit was sizeable.

 

[bledd]

£0 outstanding
£5500
Integra DC2
Bought yesterday

 

[Talon]

atm £0 but I'm tempted to buy something else so that might rise to a maximum of £13K

 

[LizardKing]

£0
Id only get finance if it was 0% apr.

 

[loltim]

£0 owed
£7800 purchase price
Honda Civic

 

[Sone]

0

no car though

 

[Rilot]

£0 on any of my vehicles. I own them all outright.
Never again will I PcP a vehicle.

 

[richolmes72]

Jaguar XJ8 (£1700)
£0
Very unlikely to finance even on pricier cars

 

[Siliconslave]

also £0 - i not against doing higher purchase as such, but i'd rather own all my future cars outright

 

[Ev0]

Nothing, but have nothing against getting a loan for a car and will probably do so for what I get next.

 

[Deleted member 66701]

Nothing owed.

Paid £1100 for the Scorp Cossie
£7000 for the Westfield.
£3500 for the Mondeo Ghia X

All cash, no loans or CC's.

 

[greengiant]

£0.
All my cars were bought for cold hard cash.

 

[Dogbreath]

£0. Had a couple of loans in the past to buy cars, but never had one on finance and almost certainly never will.

 

[mr tommo]

Edit:Are people including loans?

 

[Justintime]

£0

Paid 6700 for my Ibiza FR this Feburary, this is on top of a £2000 trade in from my Focus and financed with cash from my sale of my 525D SE which i sold for £11,600 privately which i purchased for 11k originally Never took a loan for a car in my life (well apart from the folks when i was 18 lol).

 

[Meridian]

None. Apart from paying off credit card deposits (a month or two) I haven't had finance on a car since 2002.


M

 

[Sagalout]

0 on both the car and bike

Focus 1.6 Zetec - 8500
Kwak ZX12R - 4500

I've had finance in the past, and once the new car novelty has worn off you start resenting the monthly payment! And the bikes a toy so I'd never get finance for a toy

 

[Burned_Alive]

£0, but then the cars not worth much either, probably £500 (Peugeot 106 Quiksilver).

However, I will be paying cash for my next (whenever it finally happens) at ~£20k.

 

[Dale V]

Edit:Are people including loans?

yeah they should do, basically any money owing

maybe I should edit the OP