no biocide or kill coil, never used them at all. If you're using distilled water (i've been using halfords ones for many years) i dont think you need to tbh.
Whats the benefit of having a lower freezing point coolant in the system? I can understand in vehicle applications but not sure about computer cooling systems?
My computer is in the 'office', which is a conservatory. Don't get me wrong, it's a comfy place to be (insulated, bricked, triple glazing etc) but I reckon it could easily reach below zero on a very cold night.
In addition, it's not outside the realms of possibility a house could reach below zero. Say you go away for 2 weeks and the central heating is off, or the boiler goes out for a few days. Given our lovely loops are closed systems, freezing water could have very nasty consequences.
That's my thought process anyway

Thanks for the rest of the info. I too only use distilled water, but once it's been opened, and once your grubby mitts have been over the tubing, fittings etc, you're introducing bacteria. At least that's my worry.
Not saying you'll have ever have a problem or anything like that, just my reasoning for using a concentrate. It's obvious I may be overly cautious, given you've never had an issue!