assuming the cost of a new PSU will be paid for by the lower electric usage in the life of it.
I doubt it.
You can run the numbers yourself, but your pc still uses the same amount of power on the hardware side.
Example: When gaming say your PC uses 500w, on a 90% efficiency power supply you pull 550w from the wall.
On a 95% efficiency you pull 525w from the wall
Difference being 25w, or an hour 25wh.
You are charged in kWh (1000wh) typically 35 pence per at current energy prices.
That's less than 1 penny per hour.
If you did 35 hours of gaming per year, that's only going to equate to less than £20 a year.
That's 5 years on a £100 PSU.
But.... That's worse case scenario really, pulling 500w for 35 hours a week would be pretty extreme, realistically depending on use you'll be idling, and even when gaming most PCs pull less than 500w, so in reality far less.
Basically unless you kept the power supply for maybe 20 years it's never going to pay itself back.
Need to be careful it's becoming a big marketing thing, not just power supplies, everything, to try to make you think it's an investment or that it'll pay itself back.