I have a simple question

[firefilesuk]

This is exactly the position I found myself in. Got myself a decent job, saved for ages, banks screw up and now need us to dig them out of it, cue me paying £1000 per month to live in a 2 bed flat!

I couldn't stay at home any longer tho. These first years are the hardest ones tho, my pay will increase and my LTV will go down, so if I get through this rough period ok then things will get better as my income goes up and expenses go down.

£1000 per month is pretty normal tbh regardless of property size, your just feeling the brunt becuase your single as apposed to most ftb being part of a couple. least you wont have to aplit the equity later on.