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I'd reccomend 1.15 max on non-exotic cooling, 1.2 if your using sub-ambient cooling. Some guides will say 1.2 max on air but I've seen a few incidents that leaves me convinced <1.2 is a better idea if you want the CPU to last.
Only way to know for sure really is to put RAM back to 1600 and see if the problem goes away.
Have you tried running memtest to see if your RAM is stable with those settings?
DOS version is better - it can't test memory currently in use by Windows, etc.
If you have a UEFI BIOS, etc. you can just stick it on a USB disc and select it from the boot over-ride menu in the BIOS without messing about now.
how much memory are you running?
vtt is usually fine on stock 1.05v unless your using more than 8gb of ram
I wouldn't do it through windows
download latest bios and flash therough the boards bios using usb stick