Insurance for the ring?

.:SAmSuNG:. · 18 Jul 2016 at 20:34

Hi guys I'm thinking of visiting the nurburgring as it's only 3 hours away but I'm unsure what everyone does reguarding insurance?

I phoned my German insurer today and they said a big no I wouldn't be insured. My car is only 6 months old and worth around 20k so don't really wanna write it off and have to pay for it for the next few years.

I only want to go for a day.

StevieP · 18 Jul 2016 at 20:38

I'd imagine pretty much any track day insurer would do the job?

Google might be a better starting place!

.:SAmSuNG:. · 18 Jul 2016 at 20:56

Yea I found one for £270 for one day but was curious if people actually paid that sort of cash for it.

sovietspybob · 18 Jul 2016 at 21:02

I just risked it the 2 times I've been, my cars were worth less than half of yours though

Nasher · 18 Jul 2016 at 21:16

The old trick for people who binned it on the track was move the car a couple of miles down the road and report the accident there. But apparently they don't buy that so easily any more

I know Greenlight do track day cover.

Housey · 18 Jul 2016 at 22:01

I used to have track day cover on my GT3 but that came with many caveats and did not cover me for public days on the Ring if I remember correctly. They also come with fairly large excesses too so you need to be cognisant of that. I was there a few weeks back and I didn't have any insurance and chose to be cautious, more for people around me that me binning it frankly on a sunny dry track. If I had binned it or worse, had it binned by some local then it would have cost me big but it's all about risks and what you are happy to do or not do.

Housey · 18 Jul 2016 at 22:32

http://www.motorauthority.com/news/...ash-is-possibly-rings-most-expensive#image=16

I think this cost more than 20K to fix too

Havana_UK · 18 Jul 2016 at 22:33

There are insurers who will cover you for the ring, but it only covers the car itself (not any damage done to the track or any recovery costs), and it's pricey with huge excesses (~£2-3k). Last quote I had was ~£470 for a touristenfahrten day for my M135i with over £2k excess. /edit: just dug out the quote: £17,300 cover + £2,700 excess, and that doesn't include recovering the vehicle back to the UK if necessary either. Premium was a few pence over £470.

I personally prefer to drive at 8-9/10ths and not risk a big off. It's such an incredible place that frankly it's fun to drive round at totally normal speeds. I'm headed there this weekend.

Havana_UK · 18 Jul 2016 at 22:34

Housey said:
http://www.motorauthority.com/news/...ash-is-possibly-rings-most-expensive#image=16

I think this cost more than 20K to fix too

That must've been a monumental off! He's breached 3 layers of Armco!!!

There's some video here, though it doesn't show the crash itself:

*Moangroan* · 19 Jul 2016 at 18:20

hahahaha what a loser. Thought he was hamilton.

On Holiday · 19 Jul 2016 at 18:49

Yes, what a loser indeed, being able to drive a Koenigsegg One:1 round the ring.. :rolleyes:

Housey · 19 Jul 2016 at 19:54

*Moangroan* said:
hahahaha what a loser. Thought he was hamilton.

The_Dark_Side · 20 Jul 2016 at 13:02

Havana_UK said:
That must've been a monumental off! He's breached 3 layers of Armco!!!

Last time I checked it was 150 euro/meter, so thats 450 euro per meter for this guy......although the damage/loss of earnings bill will look like small beans next to the repair bill for the car. Hope the only damage to the driver was a bruised ego

Grazze53317 · 20 Jul 2016 at 13:28

I'm sure I read somewhere that koenigsegg were borrowing the car with the intention of setting a new lap record.

Sav112 · 20 Jul 2016 at 13:35

Friend took his brand new Mini Cooper Works basically Ran it in on the way. Car was about 28K. Just as some have put it risked it. When you see people go screaming round in BMW's, Clio's, old stuff not a care taking the cars beyond their limits and hitting others it’s a worry.

You can go out your door and get hit granted but your insured. He had a total blast got some great pictures and appreciated what the Works was like on the limit came back with just a few little stone chips and that was it.

If it came down to it he could afford to get another car but Id never want to risk it with my own car. If you can hire a car yes but my own nope.

Alex_6n2 · 20 Jul 2016 at 14:40

*Moangroan* said:
hahahaha what a loser. Thought he was hamilton.

The Koenigsegg test driver that was attempting to set a Nordschleife lap record in a car with 1350bhp and RWD?

Yup. Total loser. Hamilton probably wouldn't have crashed. :rolleyes:

Insurance for the Nordschleife is generally very expensive and often comes with lots of caveats (Touristenfahrten often isn't included for example). Best thing is to just avoid crashing. Let the locals in 325i estates go past and avoid the bikers.

eidolon · 20 Jul 2016 at 15:06

.:SAmSuNG:. said:
Hi guys I'm thinking of visiting the nurburgring as it's only 3 hours away but I'm unsure what everyone does reguarding insurance?

I phoned my German insurer today and they said a big no I wouldn't be insured. My car is only 6 months old and worth around 20k so don't really wanna write it off and have to pay for it for the next few years.

I only want to go for a day.

Don't worry about it, you'll probably do half a lap before the track will be closed after some fool bins it. An hour later it'll open again and 10 mins after that somebody will crash again and it'll be closed again.

Repeat

(that was my experience any way)

joeyjojo · 20 Jul 2016 at 15:13

Housey said:
http://www.motorauthority.com/news/...ash-is-possibly-rings-most-expensive#image=16

I think this cost more than 20K to fix too

2.8 million euros :eek: