Insurance - It pays to shop around

Charlie Bravo · 25 Jul 2006 at 17:28

I got my policy renewal from NU last week..... £1298.99 with £520 excess.... much the same as last year. Thats for a 25 year old with 1 year NCB on a Peugeot 306 1.9TD.

Anyway, having shopped around I've now gone with Quinn Direct. £749.22 with £130 excess. Bargain

Charlie Bravo · 25 Jul 2006 at 17:44

Yep, she told me I can drive any other car Third Party only

Very helpful, very cheap and in a language I can just about understand

Charlie Bravo · 25 Jul 2006 at 17:56

1 no fault accident last year. The compulsory excess with Quinn Direct is fixed at £135, no higher & no lower. No voluntary excess either.

Charlie Bravo · 25 Jul 2006 at 17:59

When you've got a postcode like mine, anything below a grand is a bargain

Charlie Bravo · 25 Jul 2006 at 18:50

I found Quinn by using moneysupermarket.com

The next best was The AA @ £891.

Charlie Bravo · 25 Jul 2006 at 20:01

dannyjo22 said:
Do no fault accidents make a difference to your premium? Also If you have one and it doesnt go through your insurance company Ie you just deal with the other parties insurance company, do you have to declare it. I found it impossible to get an online quote once I put in no fault accident.

Probably not but you have to declare it. I'd rather they did the running around anyway.

Charlie Bravo · 25 Jul 2006 at 22:18

Dreadi said:
quinn are ok but they actually gave me a policy without charging me anything and only having my name and address on file and didnt realise until i rang them up a month later to change cars so they cant be that good

Well NU made a mistake on my policy as well so nobody is perfect. I certainly wasn't going to pay an extra £550 though.