Insurance question

Associate
Joined
20 Apr 2003
Posts
1,320
Location
Gloucestershire
Hi All,

Does car insurance cover damage caused in a car park?

Some idiot pranged my car in Heathrow's short term parking and buggered off without leaving details. Tried to find out if CCTV caught it but apparently they only have cameras at entry and exit and weren't particularly unhelpful.

Thanks,

E-I
 
Last edited:
Yeah you can claim, but how bad is the damage? If it's only a little dent/scrape it'll probably be cheaper and easier in the long run to just get it sorted by a smart repair company or a body shop.
 
If your fully comp then you can make a claim yes, although this will effect your NCB as you'll be making a claim on your insurance. Depending on the damage, I'd be tempted to pay for the repair yourself and not go through the insurance company.
 
Thanks all,

Well I have no claims protection, so in theory that shouldn't affect my NCB, although my wife had the same and when she claimed they just bumped up her premium instead....

Time to give them a ring i suppose.

E-I
 
Its not awful, caught the rear corner, mainly scraped with minor dents, but unfortunately managed to damage thee panels at the same time, so you can pretty much guarantee any body shop would want to respray all three..... Off the top of my head I'd guess £500 or more to put right? If I took it to Audi, probably £2000 :-)

E-I
 
Hi All,

Well spoke to my insurers (LV) and really pleased. No issues, really helpful guy called James and so far almost a pleasurable experience.

They are sending a guy to assess damage Thursday and it will all go from there.

But so far, would definitely recommend LV.

Thanks for the advice all!

E-I
 
Hi All,

Well spoke to my insurers (LV) and really pleased. No issues, really helpful guy called James and so far almost a pleasurable experience.

They are sending a guy to assess damage Thursday and it will all go from there.

But so far, would definitely recommend LV.

Thanks for the advice all!

E-I

You'll pay for that level of service later on ;).
 
Back
Top Bottom