Insurance Start Day

prodiigy · 15 Dec 2018 at 17:42

Hello my renewal is about to come and i have been looking out for insurances.
I got a really good quote online that unfortunately had the start day before the renewal by a couple days. Whenever i changed it , it gave me error so i phoned and they said that quote is only available untill that day.
If i wanted to have it changed to the normal renewal day it will be nearly 2x more.
So can i start that insurance a few days early without using it?
Would that be allowed as im stating x ammount of NCB which then i wouldn't achieve as it hasn't been the full year.

prodiigy · 15 Dec 2018 at 18:13

No the quote i received that was really good comes in at 4th January and renewal is on the 11th. So only couple days but a huge price difference. Thats what i was thinking , i wouldnt have achieved the full ncb yet and im declaring i already have it on the policy start date.

prodiigy · 16 Dec 2018 at 21:08

tom_e said:
I saved a couple of hundred quid starting mine earlier but midweek rather than the weekend.

what do you mean by that? as in call/get a quote online on weekday? or have the policy start later/earlier

prodiigy · 16 Dec 2018 at 21:36

tom_e said:
As in I started my policy on a Wednesday rather than a Saturday even though the Wednesday was less time between getting the quote and the policy starting.

oh okay , it should start on Friday the 11th . Its just so bs that they are making excuses that they can't have same price for a week later because its all automated and based on risks. I called again today and was offered 1.5x price of the 7 day earlier quote.