Insurance Win
- Thread starter Westyfield2
- Start date
I paid £850 to insure my car for on-road storage in 2 locations (home and uni) with the uni address a high risk area as a student being the only driver on the policy. Granted I was 19 (0NCB seen as I hadn't bothered with driving since passing) but still!
My insurance history looks like this:
Focus:
1st year £1,300
2nd year ~£750
3rd year ~£600
4th and 5th years ~£350
S2000:
1st year: £500
Winrar.
£1300 was high for me 6 years ago, some of the quotes I am seeing for new drivers these days in 1.1litre boxes on wheels is absolutely shocking.
Focus:
1st year £1,300
2nd year ~£750
3rd year ~£600
4th and 5th years ~£350
S2000:
1st year: £500
Winrar.
£1300 was high for me 6 years ago, some of the quotes I am seeing for new drivers these days in 1.1litre boxes on wheels is absolutely shocking.
Caporegime
- Joined
- 22 Oct 2002
- Posts
- 28,435
- Location
- Boston, Lincolnshire
must be the times are changing. After my first year of driving in a 306 1.6 which cost me 1.1k to insure i went straight into my gt only a year later for £900. now i have 4 years no claims and with all mods declared im at £400. The funny thing is my missus who has only been driving a year and has only done 4000 miles in that year. made my premium go down. She is six months older than me though.
Soldato
- Joined
- 20 Feb 2010
- Posts
- 4,503
- Location
- Darkest Worcestershire
I pay £160 full comp+ protected NCP on a Focus
Age is good
Age is good
Soldato
- Joined
- 14 Jul 2005
- Posts
- 17,616
- Location
- Bristol
What?
Associate
- Joined
- 21 Jun 2004
- Posts
- 1,673
2.0 focus (diesel)
1st year - 1200
2nd year - 800
Looking for 3rd year now and it's looking like £600 which isnt terrible. May be changing cars and putting it back up to 1.5k again
But i guess thats the price you pay for getting a <6s 0-60 car without 5 years no claims.
Though when i tried an evo quote (unmodified), the cheapest was around 3.5k! and only 1 insurer offered it to me
1st year - 1200
2nd year - 800
Looking for 3rd year now and it's looking like £600 which isnt terrible. May be changing cars and putting it back up to 1.5k again
But i guess thats the price you pay for getting a <6s 0-60 car without 5 years no claims.Though when i tried an evo quote (unmodified), the cheapest was around 3.5k! and only 1 insurer offered it to me
£1200 at 25 on something as mundane as a Focus suggests a very poor driving history.
Soldato
- Joined
- 14 Jul 2005
- Posts
- 17,616
- Location
- Bristol
To me it suggests a rubbish post code and something like 0NCB.
Yes, postcodes can have a huge effect. I pay £1400 on a BMW 525d at 24 with 4 NCB and 0 points. A few miles away, the same policy would cost half that.
Definately not. Undoubtedly I'm a baby-killing speed demon with a disregard for the law and the safety of those around me.
Ant
Changing my age to 25 and with 0ncb my Mondeo is only £550 and that's with a Bradford postcode so £1200 seems a awful lot.
Associate
- Joined
- 23 Mar 2009
- Posts
- 2,014
- Location
- Peterborough
peugeot 106 quiksilver
1st year : £2200
2nd year: £1200
only a 1k drop lol, hurts to be a young new driver. would have cost my step dad like 60 quid to insure.
1st year : £2200
2nd year: £1200
only a 1k drop lol, hurts to be a young new driver. would have cost my step dad like 60 quid to insure.
You've got to be a lunatic to spend more than £2k on car insurance unless you've got money to waste. I guess some kids simply don't have the patience to wait for a faster car. I know people who always have 'no money' yet to them it's acceptable to squander money on ridiculous car insurance premiums. I guess if driving a fast car really does give you an orgasmic level of pleasure then you can justify it