Insure a moped for the summer?

phil675 · 27 May 2012 at 09:25

Hello bikers,

I'm in Majorca at the moment and I've been roaming around on a Yamaha Vision 125 which is my first experience of biking on the road and I love driving the thing.

My sister has a 50cc moped in the garage (huge mistake, starting it was sometimes too much work for her), it doesn't start at the moment but I was thinking of getting it fixed, doing a cbt and insuring it just for pootling around in the summer months before selling it.

Do any bike insurers do short term cover? I'm thinking June till late September. Cheers

Frozennova · 27 May 2012 at 09:41

Insure it for a year then cancel the insurance and have whatever refunded on a pro rota basis, a moped is only likely to a couple of hundred quid to insure

agnes · 27 May 2012 at 09:44

Agree, just do a full year, cancel when you don't need it.

Won't be expensive.

phil675 · 27 May 2012 at 10:53

Ok that sounds alright, I'll have to have a look when I get home, then its just fixing the Damn thing!

Also, I think it might be unrestricted as I'm sure she mentioned it goes up to 50 once. As I have a full car license is this fine or should it be stuck down to 30?

Kaeo · 27 May 2012 at 12:22

phil675 said:
stuck down to 30

DSA said:
A moped MUST have an engine capacity not exceeding 50 cc, not weigh more than 250 kg and be designed to have a maximum speed not exceeding 31 mph (50 km/h)

Unless she meant 50 km/h

, or you're older than 16 and do your cbt on a 125.

phil675 · 27 May 2012 at 16:15

Erm, so there are 2 different cbts? I'm 22 with a license for almost 4 years, from reading the regs I took them to mean that anything up to a 125 is fine.

Do you mean that a 50cc bike doing over 30 is always illegal?

BigRazer93 · 27 May 2012 at 22:18

I always thought not to exceed the speed limit of 31mph on a 50cc on a cbt when your 16, as soon as your 17+, do more than that surely!

daisycutter · 28 May 2012 at 07:50

only 1 type of CBT and it last 2 years then you need to retake it.

some 50cc bikes will do close too 60mph,

anyway, a scooter is a great way too cheaply get about, DO IT!!!

Kaeo · 28 May 2012 at 12:07

Sorry for the confusion, I didn't know your age!

There's only 1 cbt, but if you're 16 you can only do it on a scooter and are stuck to a 50cc. Aslong as you're over that, you can do whatever you want to the scooter!

phil675 · 28 May 2012 at 16:47

Oh good. I went on a 50km ride on rural roads today, much more fun than sitting around getting roasted!