Insuring a test drive

MikeHiow · 14 Apr 2010 at 18:35

NightShadow said:
Out of interest, what's to special about it?

Perhaps special isn't the word when talking to another RX owner, but enough so to mean driving a standard one isn't really a good indication.

PZ Suspension, Toyo Cat Back, Remap + 10K rev limit, Mazda Speed wheels.

InvaderGIR · 14 Apr 2010 at 18:36

[TW]Fox;16362872 said:
It isn't, frankly. The real answer to this question is 'There is nothing you can do'.

Can you not insure it but state that you are not the registered keeper/owner? I know most sites ask this and you can still get quotes, so figure this may be a perfectly safe way round it if something were to happen.

Sin_Chase · 14 Apr 2010 at 18:38

Oddball suggestion....track day insurance and take it to a track?

Arguably be able to test the car 'more'

[TW]Fox · 14 Apr 2010 at 18:39

MikeHiow said:
Perhaps special isn't the word when talking to another RX owner, but enough so to mean driving a standard one isn't really a good indication.

PZ Suspension, Toyo Cat Back, Remap + 10K rev limit, Mazda Speed wheels.

So pretty much the same as a standard RX8 PZ then? Just find one of those to test drive.

Ricochet J · 14 Apr 2010 at 18:40

There is one way.
Go to http://www.hpicheck.com/
Buy a HPI check for £19.99.
With the HPI certificate, you also get a code which entitles you to 1 week fully comprehensive cover with Aviva on the HPI checked car.

So that's effectively £19.99 for a week's comprehensive cover and a free HPI check (which you should be doing anyway).

HPI Certifcate said:
Special offer

7 Days' Free Motor Insurance from Aviva

You can benefit from up to 7 days' free insurance cover when you get a no obligation quote from Aviva. Provided the car you want to buy is a passenger car or light commercial vehicle (up to 3.5T) you can benefit from this special offer. Aviva will send you a cover note which you can use to insure your new vehicle.

Driveaway cover is available throughout the UK, plus the Channel Islands and Isle of Man, but not Northern Ireland. Applicants must be under 75 years and the offer is subject to standard acceptance criteria by Aviva.

Only one 7 day free Driveaway insurance policy is permitted per customer per vehicle registration number.

To find out more simply call Aviva on 0800 4047363 and quote your HPI reference number shown above. The reference number in relation to this offer is valid for a period of one month.

[TW]Fox · 14 Apr 2010 at 18:42

Ricochet J said:
There is one way.
Go to http://www.hpicheck.com/
Buy a HPI check for £19.99.
With the HPI certificate, you also get a code which entitles you to 1 week fully comprehensive cover with Aviva on the HPI checked car.

So that's effectively £19.99 for a week's comprehensive cover and a free HPI check (which you should be doing anyway).

Driveaway is an insurance product from Aviva that entitles you to free 7 days comprehensive insurance when you do an HPI Check and then go onto purchase the vehicle.

Sin_Chase · 14 Apr 2010 at 18:43

HPI way sounds like a decent, their on the cover restrictions don't shaft him on the car so unless there is something particularly nasty that restricts him.

The wording is "once you bought your car" so they might ask for proof of purchase? You could "buy" the car and get proof then decide to return it, assuming they dont want V5C proof that is!

MikeHiow · 14 Apr 2010 at 18:50

[TW]Fox;16363077 said:
So pretty much the same as a standard RX8 PZ then? Just find one of those to test drive.

That would involve travelling, including £60 to get off this ****ing Island.

OllyM · 14 Apr 2010 at 19:00

[TW]Fox;16363095 said:
Driveaway is an insurance product from Aviva that entitles you to free 7 days comprehensive insurance when you do an HPI Check and then go onto purchase the vehicle.

Not only that, I bet Aviva won't insure people under 25 on an RX8 so the driveaway cover won't apply.

MikeHiow · 14 Apr 2010 at 19:12

When they were Norwich Union, they had restrictions for under 21s, but I never managed to find a car that required you to be 25.

Hades · 14 Apr 2010 at 19:57

Have you tried the more specialist performance insurers? It might be worth trying an insurer that advertises on an owners club forum, for example. Or perhaps ask advice from an owners club theselves?

DM · 14 Apr 2010 at 20:07

This has turned into a dogs dinner, any RX8 is going to tell you if you like them or not surely?

Also 60 quid in the greater scheme of things isnt too terrible is it?

[TW]Fox · 14 Apr 2010 at 20:10

DiamondMark said:
This has turned into a dogs dinner, any RX8 is going to tell you if you like them or not surely?

Also 60 quid in the greater scheme of things isnt too terrible is it?

Turned into? It's been one from the start.

IMHO he has no idea what he wants, only that it must be more affordable than his ST.

fonzee · 14 Apr 2010 at 20:29

Ricochet J said:
There is one way.
Go to http://www.hpicheck.com/
Buy a HPI check for £19.99.
With the HPI certificate, you also get a code which entitles you to 1 week fully comprehensive cover with Aviva on the HPI checked car.

So that's effectively £19.99 for a week's comprehensive cover and a free HPI check (which you should be doing anyway).

tried that for the DC2. aviva said they can't cover me. brilliant.

MikeHiow · 14 Apr 2010 at 20:29

DiamondMark said:
This has turned into a dogs dinner, any RX8 is going to tell you if you like them or not surely?

Also 60 quid in the greater scheme of things isnt too terrible is it?

But why travel to test a standard one, when then one I want to buy is local?

[TW]Fox;16363673 said:
Turned into? It's been one from the start.

IMHO he has no idea what he wants, only that it must be more affordable than his ST.

I know what I want, I want a 330 Sport in Imola Red with Red Leather Electric Memory Seats, 16:9 Nav, Bluetooth, Aluminium Dash Trim, with less than 80k on the clock and 1 Previous owner.

Whilst I'm not anal enough to demand this exact spec, I'm finding it hard to find a decent 330 at all, let alone one even remotely close to the spec I want.

An RX8 is just as acceptable a car as a 330 that doesn't quite meet my requirements, is higher in numbers, and I happen to know one for sale with the right bits bolted on, at a decent price, locally, by someone I know.

mjt · 14 Apr 2010 at 22:12

This is what's wrong with car insurance in the UK.
If cars were insured rather than the drivers, you can drive whatever you want as long as the owner's insurance covers you, which almost always does with those policies.

monkey_boy · 14 Apr 2010 at 22:45

MikeHiow said:
That would involve travelling, including £60 to get off this ****ing Island.

A return crossing with a car shouldn't cost you that much. Besides you could go over as a foot passenger and get a test drive in a standard one that would cost you less than a day's insurance.

MikeHiow · 14 Apr 2010 at 22:52

Assuming there is one for sale, at a dealer, within walking distance from Portsmouth Hard or Southampton docks? Even as a foot passenger, I'd expect it to cost me at least £25 for the two of us.

I know exactly what it costs to get off this Island I've lived on all my life, thanks

Peerzy · 14 Apr 2010 at 23:40

If it's someone you know have a word and see if you can have a go in an empty car park at 11PM on a Sunday or something, not legal but you're not gonna crash and then get them to give you a proper passenger ride.

[TW]Fox · 14 Apr 2010 at 23:44

Peerzy said:
If it's someone you know have a word and see if you can have a go in an empty car park at 11PM on a Sunday or something, not legal but you're not gonna crash and then get them to give you a proper passenger ride.

Ooh yes, an empty carpark, just the place to get a feel for whether a particular performance sports car is right for you.