Insuring your dog

CLAWS

CLAWS

CLAWS

Associate
Joined
13 Jun 2005
Posts
1,416
Location
West Midlands
Hi Folks,

Apologies if this is a stupid question. Wifey is getting a dog for me next February.

We're getting a Staffie because Ive wanted one for the last three years and have been doing a lot of reading up on them.

Anyways, I was speaking to some people at work and the subject of insuring the dog came up. I was suprised to find that a lot of people at work havent insured their dogs.

Is this normal? I would have thought it was quite important to insure your dog?

Am I wrong?

Please confirm.
 
Firstly commiserations on that breed, I hate Staffies, ugly dangerous dogs :(

But certainly insure it, we have had ours insured and claimed near £1000 (Including £150 for damage incurred by a Staffie!!! )
 
CLAWS said:
LOL @ commiserations. They do have a bad rep.

What breed you got?
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A big dumb Chocolate Lab :D Soft as butter and about as intelligent... Give him his dues though, he does learn quickly but forgets it all as soon as he sees another dog/tree/puddle/cat/bird/person/leaf.....

I agree that they have a bad rep, normally I wouldn't go on rep personally, but they are not the prettiest dogs, and after one attacked ours for no reason, and the owner didn't seem to care, even though our dog is bleeding all over the place. When I do find him, he will suffer!:eek:
 
Baz said:
and after one attacked ours for no reason, and the owner didn't seem to care, even though our dog is bleeding all over the place. When I do find him, he will suffer!:eek:
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Oh man I hear you on that one. If anything I will be socialising the dog quite heavily around young children and other dogs too, so hopefully we wont have any mishaps like you've experienced.

Choccy labs are awesome dogs man. How old and any ailments so far?

From what Ive learnt about staffies they have a tendency to overheat which can cause them breathing problems.
 
CLAWS said:
Oh man I hear you on that one. If anything I will be socialising the dog quite heavily around young children and other dogs too, so hopefully we wont have any mishaps like you've experienced.

Choccy labs are awesome dogs man. How old and any ailments so far?

From what Ive learnt about staffies they have a tendency to overheat which can cause them breathing problems.
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A breeder friend of ours thinks that the dog that attacked our dog (and my wife come to think of it) was bread for fighting...
Good idea with the kids, just be careful.. Even though we only have a choccy lab, we are always considerate to other people and dog owners, no matter where we are.

He had a self induced ailment as he likes to eat stones :rolleyes: which cost £600 notes.. other than that, he has sensitive skin which we treat with £20 shampoo..
 
My black labs aint inusred. The elder dog (3) appears to have epileptic fits caused by stress. Vet wanted to put him on some pills but said these would change him quite a lot.

He's already had a **** start in life thanks to being caged outside since 6 months old till he was just over 2 years old. He was very lucky to be even let out twice a week and was never walked. We got him offered to us for free last november after we bought one of his pups. He was supposed to be a working dog but being dumped for so long the owner couldn't be bothered.

So anyway, I've decided he's happy enough and as long as we use other methods rather than telling off for training he'll be ok. Even when he does have a fit, he's still happy and it doesn't happen that often. Most of it comes with his 6 month brian inside a 3 year old body. Once he matures he'll calm down a lot.

My parents have never insured their dogs/cats either. We've had a few bills thanks to other careless owners and vicious dogs and a few small incedents with illnesses but over the lifetime of the animal, insurance would probably have cost more.
 
I've insured my pooch and will continue to do so :) Its worth it for peace of mind. Vet bills can get very expensive, and the way I look at it is if he doesn't get ill then I've paid for him to not be ill, if he does, I've paid for him to be sorted properly :)
 
Gilly, youve got a boxer if I remember correctly from your thread.

Whats he like? How much time do you spend with him per day? Boxers are supposed to have loads of energy or so Ive heard.
 
I'm not a believer in insurance, but then I like Border Collies that tend to maintenance free.

I'd sooner put the money used to pay insurance away in a kitty specifically for the dog's vet bills.
 
DB_SamX said:
Have I read this right? £40 000?!? Does it take you for walks or something?
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She got bitten by a snake or something in the park... cue tens of toxicology tests, MRI, CAT scans... the works. She was very, very ill and has developed a form of epilepsy as a result and has £130 drugs a month.

And it costs us £100 a year I think... SCORE.

Fortunately we took the insurance out (my sister did) when she was born.
 
CLAWS said:
Hi Folks,

Apologies if this is a stupid question. Wifey is getting a dog for me next February.

We're getting a Staffie because Ive wanted one for the last three years and have been doing a lot of reading up on them.

Anyways, I was speaking to some people at work and the subject of insuring the dog came up. I was suprised to find that a lot of people at work havent insured their dogs.

Is this normal? I would have thought it was quite important to insure your dog?

Am I wrong?

Please confirm.
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As a dog owner, PLEASE insure your dog!!
 
m@rty said:
the insurance pays for the drugs?
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Unless it was a prestanding medical condition, Sainsbury's pay for everything except vaccinations.

As a warning, probably due to us, they've emposed a maximum per 'condition' cost now... I think it is still high though.

I can not recomend them highly enough, they even pay the vets directly... we pay nothing bar the premium.
 
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