ISAs

ManOfTheYear · 12 Apr 2009 at 17:29

It's that time of the year, so where should we be stashing our money?

RockLobster · 12 Apr 2009 at 17:30

http://www.moneysavingexpert.com/savings/best-cash-isa

Beerbaron · 12 Apr 2009 at 17:33

HSBC give you 3.5% if you pay in your yearly allowance.

Ricochet J · 12 Apr 2009 at 17:39

Abbey's 1% plus 2.5% variable is good.

I save my money in a regular savings account and get 7%. It'll probably be around 5% after tax. But it's more than most ISAs out there. I did open the account last year so they are honouring the interest rate as it's been lowered to 5%. It might have been lowered still, I haven't checked yet.

Edit: It's now at 4%!

Nzyme · 12 Apr 2009 at 17:40

First Direct offering 3.1% guaranteed for a year

Beerbaron · 12 Apr 2009 at 17:43

surely the interest rates will start rising again soon

hittman · 12 Apr 2009 at 17:55

Beerbaron said:
HSBC give you 3.5% if you pay in your yearly allowance.

is this available online? Fixed rate cash isa is 3.1% according to this.

Beerbaron · 12 Apr 2009 at 18:02

I have an e-isa which is online but was done at the bank. Someone at the bank told me it was 3.5% if i used up my allowance. Im sure i will find out at the end of the month.