I've always wondered...

ste_bla

ste_bla

ste_bla

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Joined
9 Aug 2004
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Some simple questions that I have always wondered (yes some may be stupid);

1) Do you need extra insurance or tell your car insurance company about towing a trailer/caravan.

2) Do trailers/caravans (personal owned ones) have a MOT over here?

3) If something happens while you are in the car supervising a learner (non instructor/dual controls) are you held partially accountable even though physical control such as a) speeding offence b) crash c) careless driving

4) Whats the point in lowering cars? I know some are a little high but why on earth do you (people in general) get them 1" off the ground having to slow to 5mph from bumps?

5) How much does the new Astra "panoramic" windscreen cost to replace as its massive?

6) Does getting 12 points (or 6 in first 2 years) mean a ban (for the amount of points) or just loosing the license and you can reapply straight away?
 
ste_bla said:
4) Whats the point in lowering cars? I know some are a little high but why on earth do you (people in general) get them 1" off the ground having to slow to 5mph from bumps?
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Good questions. This one I can answer.

People lower cars to improve cornering. They never intend to use this enhancement. They'll do it because it looks good and they get respect from their moron friends.

(Some cars look good if it's not lowered too far. Slammin' a Corsa is not acceptable)
 
1. Not if it is a light one. I think it depends on the size.

2. No, not that I'm aware of.

3. Not according to a friend who is training to be an instructor.

4. Some people like them looking daft like that.

5. Lots

6. Loss of licence, in the main. Though after 12 points it is usually a court appearance so depends on the punishment handed down.
 
1) Do you need extra insurance or tell your car insurance company about towing a trailer/caravan.

No

2) Do trailers/caravans (personal owned ones) have a MOT over here?

No

3) If something happens while you are in the car supervising a learner (non instructor/dual controls) are you held partially accountable even though physical control such as a) speeding offence b) crash c) careless driving

Not sure, i would like to know to. I doubt it though.

4) Whats the point in lowering cars? I know some are a little high but why on earth do you (people in general) get them 1" off the ground having to slow to 5mph from bumps?

They sometimes look better and sometimes it improves handling.

5) How much does the new Astra "panoramic" windscreen cost to replace as its massive?

Note sure, if i had one though i would make damn sure the windscreen was cover under the insurance as i bet they are not cheap.

6) Does getting 12 points (or 6 in first 2 years) mean a ban (for the amount of points) or just loosing the license and you can reapply straight away?

It depends,

Look here > http://www.drivingban.co.uk/drivingban/tottingup/drivingbantottingup.htm
 
3) If something happens while you are in the car supervising a learner (non instructor/dual controls) are you held partially accountable even though physical control such as a) speeding offence b) crash c) careless driving
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I remember my driving instructor telling me that although it was his car, if I got caught speeding/mowing down pedestrians I'd be the one done for it, not him. I'd assume this also counts for private cars.
 
I have one:

My insurance allows me to drive other cars third party. I recently got a new car and transferred my insurance over from the old car. Am I able to drive the old car on my policy third party whilst trying to sell it, or would this be seen as an attempt at insuring two cars for the price of one and thus invalidate it?

I'll be ringing my insurance company this weekend to verify anyway, but it intrigued me in the meantime.
 
Belmit said:
I have one:

My insurance allows me to drive other cars third party. I recently got a new car and transferred my insurance over from the old car. Am I able to drive the old car on my policy third party whilst trying to sell it, or would this be seen as an attempt at insuring two cars for the price of one and thus invalidate it?

I'll be ringing my insurance company this weekend to verify anyway, but it intrigued me in the meantime.
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Not allowed surely.

Otherwise people would insure their 1.0 Corsa and drive a nice brand new BMW third party?
 
Belmit said:
I have one:

My insurance allows me to drive other cars third party. I recently got a new car and transferred my insurance over from the old car. Am I able to drive the old car on my policy third party whilst trying to sell it, or would this be seen as an attempt at insuring two cars for the price of one and thus invalidate it?

I'll be ringing my insurance company this weekend to verify anyway, but it intrigued me in the meantime.
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No, as if its the normal DOC cover the other car cannot be owned by you (that doesnt just mean the log book either)
 
Belmit said:
I have one:

My insurance allows me to drive other cars third party. I recently got a new car and transferred my insurance over from the old car. Am I able to drive the old car on my policy third party whilst trying to sell it, or would this be seen as an attempt at insuring two cars for the price of one and thus invalidate it?

I'll be ringing my insurance company this weekend to verify anyway, but it intrigued me in the meantime.
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The cars can't be owned by you, but they also need to have their own seperate insurance too (insured by someone else).
 
markyp23 said:
This just isn't true.
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Maybe i am wrong but i though it basically lets you driver other cars on a third party only basis, providing the car is insured by another party, and you have the owners permission to drive.

Maybe it differs between companys
 
4) It's all part of stance my freind, lowering a car and adding camber and whatnot is just all part of changing how the car sits, if done well can look awesome. It'll also depending on which method of lowering you use slightly improve handling.
 
Bobster said:
Maybe i am wrong but i though it basically lets you driver other cars on a third party only basis, providing the car is insured by another party, and you have the owners permission to drive.

Maybe it differs between companys
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I thought this was the case, would be interested to hear from one of the insurance bods either way
 
Bobster said:
Maybe i am wrong but i though it basically lets you driver other cars on a third party only basis, providing the car is insured by another party, and you have the owners permission to drive.
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There is no requirement for the car to be insured in its own right unless your insurer specifically asks for this.

Maybe it differs between companys
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Yes, maybe it does :p
 
peterattheboro said:
Good questions. This one I can answer.

People lower cars to improve cornering. They never intend to use this enhancement. They'll do it because it looks good and they get respect from their moron friends.

(Some cars look good if it's not lowered too far. Slammin' a Corsa is not acceptable)
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Unless of course it is a stripped out track car, unless of course your aim is to roll it on the first corner.
 
peterattheboro said:
Good questions. This one I can answer.

People lower cars to improve cornering. They never intend to use this enhancement. They'll do it because it looks good and they get respect from their moron friends.

(Some cars look good if it's not lowered too far. Slammin' a Corsa is not acceptable)
Click to expand...

says who?
 
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