Got a text from my credit card supplier today saying I would receive another text from a specified number about a potential fraudulent transaction. Swiftly followed by the promised text.
A bit of an odd way of doing things, which immediately has you wondering whether the texts themselves are the fraud attempt. But I went (via their own app, not those texts) to their help, a chat bot, which replied to me raising the question of fraud notifcations with a message saying "If you've received a text, it is genuine". I could see the same transactions on the app too.
So I replied to confirm they're not mine, but they are not open until tomorrow, when I will get a call. Presumably they'll have to replace the card.
I'd be interested to know how it's been done though. I have apparently hired two electric scooters, and posted two parcels - all in Albania. They would have needed all the numbers from the card I think. I haven't bought anything over the phone for ages. Web transactions should be secure. So how have they got the lot, including the security digits?
I certainly can't complain about their reaction - the warning, and them locking down my card, happened pretty much immediately.
A bit of an odd way of doing things, which immediately has you wondering whether the texts themselves are the fraud attempt. But I went (via their own app, not those texts) to their help, a chat bot, which replied to me raising the question of fraud notifcations with a message saying "If you've received a text, it is genuine". I could see the same transactions on the app too.
So I replied to confirm they're not mine, but they are not open until tomorrow, when I will get a call. Presumably they'll have to replace the card.
I'd be interested to know how it's been done though. I have apparently hired two electric scooters, and posted two parcels - all in Albania. They would have needed all the numbers from the card I think. I haven't bought anything over the phone for ages. Web transactions should be secure. So how have they got the lot, including the security digits?
I certainly can't complain about their reaction - the warning, and them locking down my card, happened pretty much immediately.