I've been frauded!

The crime is called fraud, so it made sense when the OP said they got frauded. Didn't realise it's actually defrauded!

My debit card had €300 (in Euros) deducted in December 2007 from an overseas cashpoint, when at that time I haven't been overseas since 2003. The bank, Alliance & Leicester (now Santander) cancelled my card and got my monies back about a week later. So that was with a normal debit card, not a credit card. Never found out how I got done though, but most likely culprit is that my card got cloned at some point.
 
Pawnless Endgame said:
The crime is called fraud, so it made sense when the OP said they got frauded. Didn't realise it's actually defrauded!
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I did nearly continue the deliberate poor grammar by arguing that of course I wasn't 'defrauded' - that would mean that someone had removed the fraud!

But I was worried I'd be taken seriously. :D
 
Regarding the 'how it happened' - the fraud people seemed singularly uninterested in the question as far as I could tell. Maybe it costs them more to spend the time trying to investigate than its worth to them?
 
mid_gen said:
Not so much intercepted, but it's possible someone can clone your SIM, and they don't need access to your phone to do it.

I only use mobile 2fa for stuff I don't care about.

Password managers and my main Google/Microsoft accounts are secured with a pair of Yubico FIDO keys, and printed and stashed recovery codes. Definitely do not use SMS/phone for securing password managers and the like.
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The problem is there are a number of institutions that only use it this way, vanguard for example (as far as I can see) will only use phone number for sending a 2FA code.
 
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