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Land Registry Documents

Discussion in 'Home and Garden' started by android-fan, 18 Jun 2021.

  1. android-fan

    Gangster

    Joined: 23 Nov 2011

    Posts: 216

    Recently completed payments on a re-mortgage and the property has reverted back into my name. I handed this process directly with the land registry without using a solicitor. I now have in my possession all the original deeds to the property (it's about 100 years old), including lease documents etc.

    Are these required now or is everything digital and there is no need to keep them in a safe place or at all?

    Thanks!
     
  2. ristac

    Hitman

    Joined: 18 Aug 2011

    Posts: 669

    Location: Northampton

    I kept mine but they were not needed for a sale in March of this year, the buyers solicitor accessed everything online.
     
  3. SeatIbiza

    Wise Guy

    Joined: 21 Jan 2008

    Posts: 1,237

    Location: Cotswolds

    The majority of those (likely none) won't be digitally held with the Land Registry. I would keep them.

    If you trust me your title number I can tell you what is held by them. Might be a couple of old transfers, or similar.
     
  4. android-fan

    Gangster

    Joined: 23 Nov 2011

    Posts: 216

    Thanks, sent you a message.
     
  5. Pho

    Sgarrista

    Joined: 18 Oct 2002

    Posts: 9,224

    Location: Derbyshire

    Regardless I'd take scans / photos of them and store them in Dropbox or someone just in case. It's what I did.

    If you don't have a scanner most of the Dropbox/Onedrive/Google Drive apps have a nice built-in scanning option that straightens and cleans up the image.
     
  6. HangTime

    Man of Honour

    Joined: 25 Oct 2002

    Posts: 29,309

    Location: Hampshire

    I didn't get a choice, when my mortgage was paid off I enquired with the lender about what would happen with the deeds i.e. returned to me and they said they had been destroyed :/ I was shocked as I didn't understand how they could do this without my authorisation.
     
  7. Noakesy85

    Hitman

    Joined: 2 Apr 2014

    Posts: 551

    Location: Norwich

    We still hold the deeds to our house, they're locked away in a safe :)
     
  8. android-fan

    Gangster

    Joined: 23 Nov 2011

    Posts: 216

    I think I'll scan as suggested and then file away (albeit not in a safe :) )
     
  9. Dano

    Sgarrista

    Joined: 19 Dec 2006

    Posts: 9,668

    Location: UK

    Mine were posted to me a couple of years ago before I'd paid off my mortgage as the lender didn't need the physical copies any more due to them being digitised.
     
  10. LeeUK

    Soldato

    Joined: 1 Mar 2008

    Posts: 5,631

    Is there a way for the public (property owner) to find out what documents are held? I don't mind paying if there is. I already know about the £3 title register.

    I inherited my property. Mortgage was paid off shortly before but no docs ever came from the old mortgage company (Woolwich/Barclays).
     
  11. SeatIbiza

    Wise Guy

    Joined: 21 Jan 2008

    Posts: 1,237

    Location: Cotswolds

    Do you know what, I'm not sure. I believe so but I only ever use the pro system...everything is basically £3...copy lease, conveyances, plan, register etc.
     
  12. xb8browney

    Soldato

    Joined: 19 May 2005

    Posts: 6,405

    We did have an issue 2 years ago when we sold an inherited property, basically the title was missing from the deed and it took a year to find the original deeds.

    Turned out NRAM had them, had to pay £1 for them.
     
  13. fastwunz

    Mobster

    Joined: 12 Jul 2005

    Posts: 3,592

    Vast majority is online now