Living costs?

Raumarik · 12 Sep 2006 at 11:23

Remember if your working out expences that if you have a mortgage you also have to have life insurance of some kind.

a lot if money if you have a family with a medical history like mine

Rotty · 12 Sep 2006 at 11:26

I'll use the same list then , time to frighten myself

Mortgage: £760
Council tax 130
Buildings & contents insurance 38
Electricity 44
Gas 49
Water 18
Landline 20
Broadband 35
Tv Licence 11
Mobile 27
Car Loan 572
Petrol insurance etc 355
Food shopping 400
Gym er no
Sky+ 43
Redundancy insurance 11

£2513 :eek:

gjc10212 · 12 Sep 2006 at 11:29

Redundancy insurance 11

Good idea, I look into that ......

afraser2k · 12 Sep 2006 at 11:33

dirtydog said:
No need if it's a rented place, AFAIK that's the landlord's problem?

I wasn't sure about that as I've never rented through official landlords.

dirtydog · 12 Sep 2006 at 11:35

afraser2k said:
I've never rented through official landlords.

You're lucky then!

You're not missing much, trust me.

Gibbs · 12 Sep 2006 at 11:39

i have to start into this crap but it will be split between me and the g/f so ill have a go:

Rent: £395
Buildings & contents insurance 26
Electricity 35
Gas 35
Cable Broadband/TV/Phone: £32
Food shopping 220
Food whilst at work 100
Sky+ 35
C.Cards 100

Gibbs · 12 Sep 2006 at 11:40

dirtydog said:
No need if it's a rented place, AFAIK that's the landlord's problem?

it is indeed if you are renting from an offical landlord, he has to fix any faults in the house such a broken shower etc

afraser2k · 12 Sep 2006 at 11:42

dirtydog said:
You're lucky then! You're not missing much, trust me.

I rented my sisters flat for a couple of months while she worked on a cruise ship (so my parents were the "landlords"), then I bought it cheap when she came home and was going to go on a two-year stint. That was before the housing boom hit so I think I was lucky.

dirtydog · 12 Sep 2006 at 11:49

Gibbs said:
it is indeed if you are renting from an offical landlord, he has to fix any faults in the house such a broken shower etc

Yeah I thought there were some benefits to renting

afraser2k said:
I rented my sisters flat for a couple of months while she worked on a cruise ship (so my parents were the "landlords"), then I bought it cheap when she came home and was going to go on a two-year stint. That was before the housing boom hit so I think I was lucky.

Yes. Yes you were :mad:

I'm not jealous at all - really!

alexakasloth · 12 Sep 2006 at 12:01

Hate said:
you're predicting your outgoings will exceed a grand a month?! crikey.

my outgoings per month are like ~ £650 living in central brighton

Did I see you up by 7 dials once :S Outside a pub?

SiD the Turtle · 12 Sep 2006 at 12:07

Thanks for the input guys.

Looking to move in with the GF (soon to be fiance :eek:

) in a couple of months, 2k after tax available, so its got to fit in that!

DAVEM · 12 Sep 2006 at 12:08

Mine:

Rent: 575 :mad:

Telewest TV & Broadband: 20
Mobile 10
Council Tax 70 :
Petrol Paid by employer

Bike Tax Paid until April 07
Bike Insurance Paid until July 07
Elec 30
Gas N/A
Food 45
Total £750
:eek:

Raymond Lin · 12 Sep 2006 at 12:10

SiD the Turtle said:
Thanks for the input guys.

Looking to move in with the GF (soon to be fiance ) in a couple of months, 2k after tax available, so its got to fit in that!

start with the essentials, stuff that has to be paid like Bills, Mortages/rent, taxes, food.

At least living together means your phone bill will be cheaper

Snow-Munki · 12 Sep 2006 at 13:46

Mibe something like this for g/f and myself

Mortgage: £630
Council tax £100
Buildings & contents insurance 18
Electricity 25
Gas 25
Water 18
Landline 10
Broadband 15
Tv Licence 11
Mobile 10
Car Loan 0
Petrol etc 30
Food shopping 100

Total : £992.

sounds about right as we both pay apporx £500 a month.