Massive Car insurance costs?

[CaptainRAVE]

Friend had his M2 comp nicked from the road last night, suspect it was the key relay tactic. He’s out looking for it but I don’t think he’ll have much luck sadly

Loads near us have been nicked this way. The last was an AMG GT parked on the road. Amazes me people don’t keep their keys in a pouch.

 

[Nemiyen]

Loads near us have been nicked this way. The last was an AMG GT parked on the road. Amazes me people don’t keep their keys in a pouch.

Some people prefer not to have them break into the house looking for the key and woukd rather the car gets stolen.

I keep mine in a pouch and I'm ready to windmill anyone that tries to take them.

 

[CaptainRAVE]

Some people prefer not to have them break into the house looking for the key and woukd rather the car gets stolen.

I keep mine in a pouch and I'm ready to windmill anyone that tries to take them.

True, but for the most part it’s opportunistic. Few will break into the house when so many cars on the road can just be driven off.

 

[b0rn2sk8]

The other factor is if they do manage to fix the keyless issue on new cars, they will not stop stealing cars. They will just go back to breaking into your house….

 

[Diagro]

The other factor is if they do manage to fix the keyless issue on new cars, they will not stop stealing cars. They will just go back to breaking into your house….

Which is only a small subset of the people who carry out the crimes.

 

[EvilRob]

Which is only a small subset of the people who carry out the crimes.

I'd like to believe this, but how do you know?

 

[lordrobs]

I'd like to believe this, but how do you know?

Because one requires a chancer with a bit of tech. The other requires the ability to physically get into a locked property, the belief that if they come face to face with the occupier that they will come out on top and the blatant disregard for innocent members of the public to ensure that they will do whatever it takes to ensure they either leave with your car or free to rob another day.

 

[EvilRob]

Because one requires a chancer with a bit of tech. The other requires the ability to physically get into a locked property, the belief that if they come face to face with the occupier that they will come out on top and the blatant disregard for innocent members of the public to ensure that they will do whatever it takes to ensure they either leave with your car or free to rob another day.

But how do you know one is small subset vs the other?

 

[kona786]

But how do you know one is small subset vs the other?

Because one requires considerably more effort.

 

[theone8181]

But how do you know one is small subset vs the other?

I agree breaking in for keys has to be lower chance, however you've then got the risk of waking up to some thug with a weapon threatening you and/or family which imo is far worse than just paying the excess on your insurance.

 

[Uther]

A normal car, they probably wouldn't bother breaking in, but with the value of some cars, it will be a risk worth taking for a gang.

 

[ChugNorris]

Tesco popped up on comparison sites at just under £1k today, so I signed up straight away. Still a steep increase on last year but much better than over £1500 from anywhere else!

Looks like Tesco are one of the very few insurers that aren't putting ridiculous prices on performance cars. They were at least £400 cheaper than anywhere else for my E63S. Worth trying directly on their website too, saved me another few hundred that way.

Loads near us have been nicked this way. The last was an AMG GT parked on the road. Amazes me people don’t keep their keys in a pouch.

One of the first things I did was got a decent immobilizer and tracker fitted. Keys are in a box and if my missus's car isn't blocking it in on the drive it's got a steering wheel lock on. I do live in an area with generally low crime rates though but can never be too careful.

 

[pc-guy]

Because one requires considerably more effort.

Or enough desperation or incentive

 

[Mercurial]

Excuse my ignorance; but on my current car you can disable the keyless/comfort entry by locking via the fob and the touching one of the door handles. Does this then negate the need for a faraday pouch/cage and relay attacks?

 

[Donnie Fisher]

Some cars you can go through a short process to disable the keyless entry. I’ve done it on mine, as frankly I’ve always thought it was a rubbish idea.

 

[AndrewNR]

191 to 253.
Disgusting.

 

[HungryHippos]

£270 last year to £350 this year with Admiral. Asked them to offer a better deal and the best they can do is £320, still an increase of £50.

I'm considering switching via TCB, get £45 cashback and the base prices seem less.

Any of these worth considering or am I better off staying with Admiral and paying a bit more?

 

[ghummy]

£270 last year to £350 this year with Admiral. Asked them to offer a better deal and the best they can do is £320, still an increase of £50.

I'm considering switching via TCB, get £45 cashback and the base prices seem less.

Any of these worth considering or am I better off staying with Admiral and paying a bit more?

from experience, hastings are fine, are a pain to get hold on the phone, but its a no frills policy and were brilliant when my car was written off 6 years ago.

go skippy I have heard bad things, south african based call Centre with very little customer services etiquette.

 

[kinger8938]

Yep way better than mine! Over £1300 despite never ever having a single claim in my life! up from just over £700 last year when my RS was brand new .....insurers tell me its because they are now getting massive cost increases (from EV's & more cars on the roads than ever before I am guessing!) so everyone has to cough up apparently

Gahhh! That's scary.

Did you get a better deal in the end? Funnily enough I was just logged on to compare the market and it reminded me that my Mégane (if I still owned it) would be up for renewal soon. So I clicked the button to get quotes and the cheapest is Aviva @£460ish

 

[jpaul]

£270 last year to £350 this year with Admiral. Asked them to offer a better deal and the best they can do is £320, still an increase of £50.

I'm considering switching via TCB, get £45 cashback and the base prices seem less.

Any of these worth considering or am I better off staying with Admiral and paying a bit more?

did your comparison site quotes duplicate the £350 renewal you had had from admiral ....
if not, do you trust the comparison site quotes versus visiting insurance company sites directly and getting quotes