In my opinion, the ram isnt the problem - its the motherboard. The dual Sata has been known to have problems running the memory at 1T, specifically in test 8 of memtest. No matter what divider, timings etc, running 1T would fail this test.
Also I have heard (and experienced once) that when in 1T accessing some flash websites, and opening some word documents will cause an instant reboot. Playing games etc is all flawless though.
I have read about that 1T is only about 3% increase over 2T, even if benchmarks and memtest show otherwise. It seems for A64's, benchmarks are very poor at showing real application performance.
Some however have been able to run 1T with none of these problems, which is strange. Personally I cant get memtest test 8 to pass on 1T no matter what ram, memory volts, timings or dividers I use (and I am using a ddr booster so the 2.75V "high" ddr voltage is not a limit here), and I have read its because the motherboard circuitry and components have involved cutting corners to keep the price so low and budget.
I used to have your ram before getting some new ocz. My advice would be to keep the ram, run it at 2T to be safe that no potential reboots or problems will occur when your working/playing, and since you cant really tighten the timings much more than 3-3-3-10 (you can use 2.5-3-3-7 I think at 200mhz) I would keep the overclock, although running in a divider wouldnt make much difference tbh.