Yes I think that is the best option. I will get the IPS 60hz for now as work is more important. I can still play temporarily on 60hz until I can afford an ultra hd 120hz monitor.
I have red that there is a huge difference between 60 and 120 hz when it comes to gaming. How does hz compare with frame rate? I mean on most of the games I will be playing, with my build im sure I will get high fps inside of the game... does the hz physically limit what i will see if i was to be on a 60hz in terms of frame rates? I assume there is a huge connection between the two?
I have red that there is a huge difference between 60 and 120 hz when it comes to gaming. How does hz compare with frame rate? I mean on most of the games I will be playing, with my build im sure I will get high fps inside of the game... does the hz physically limit what i will see if i was to be on a 60hz in terms of frame rates? I assume there is a huge connection between the two?

