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Oakesy2001uk

Oakesy2001uk

Oakesy2001uk

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Joined
7 Sep 2005
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I have now decided what I want from my next car, just not which one.

6-8 grand to spend, could push to 10 for something special.(but the 10 would include insurance).

I want to do trackdays, not loads, or seriously but 5-10 a year.
I am 20 (will be 21 4years ncb) so can insure quite a lot of quicker cars within reason.
I want something light as tyres/pads will get used a lot on the track and dont wanna bust the bank too often on tyres/pads/disks etc...
I cannot insure 2 cars and dont have 3rd party entitlement so it has to be one car to take me to the track,and to work, and me and the mrs to the cinema. I live at home so it doesnt have to fit the shopping in and 4 seats are not really needed (might get me out of a few lifts).
At first I was thinking turbo MX5 which would seem perfect, but unfortunately the insurance is stupid with the turbo, for that money Id just have an elise and I dont want to pay much more than 1000 for insurance. So unfortunately, I think I am being led to frenchness in the form of a clio 172/182 with cup packs, which I love apart from it is french and wil probably fall apart.
 
Just a thought. From your suggestion, looks like you're asking about a car that you actually NEED to have available.
Then you talk about taking it on a number of trackdays, with not only the associated risks of braking it or completely destroying it, but also the probable lack of appropriate insurance that many people seem to go with.

Personally I wouldn't dream of taking putting myself into that kind of position.
My own thoughts would be a cheap to insure normal car for going to work in, then a dirt cheap car for track days, or better still a racing kart.
After all, if you've spent bugger all on the track car, doesn't matter if you bend it, and doesn't need to be insured.
A friend of mine took an old Nissan S12 to track days. Slowest thing there, but had a wail of a time getting it sideways. You're never going to have the fastest car there, but you might have the most fun.
 
Mr_Sukebe said:
Just a thought. From your suggestion, looks like you're asking about a car that you actually NEED to have available.
Then you talk about taking it on a number of trackdays, with not only the associated risks of braking it or completely destroying it, but also the probable lack of appropriate insurance that many people seem to go with.

Personally I wouldn't dream of taking putting myself into that kind of position.
My own thoughts would be a cheap to insure normal car for going to work in, then a dirt cheap car for track days, or better still a racing kart.
After all, if you've spent bugger all on the track car, doesn't matter if you bend it, and doesn't need to be insured.
A friend of mine took an old Nissan S12 to track days. Slowest thing there, but had a wail of a time getting it sideways. You're never going to have the fastest car there, but you might have the most fun.
Click to expand...

no insurance? what if you hit someone else on the track?
 
Morba said:
no insurance? what if you hit someone else on the track?
Click to expand...

I'm not dissagreeing with your question, as clearly it's a valid one.
I think that the question you should be asking is how many people actually organise trackday insurance, as normal insurance policies certainly exclude them.
The impression I've been given is very few.

I've certainly read/heard of a number of stories of people destroying their pride and joy, with zero insurance, and in some cases having their car dragged to the nearest road before talking to their insurance company.
Not a scenario that I'd personally want.

IMO, that's a very good reason to not muck about with taking road cars on a track, but use a genuine track designed vehicle like a racing kart.
 
you have got a very good point there about the insurance and it is the risk you take. You can get track day insurance but most dont as it is very expensive. I have been to a good few track days on my bike and there are few people who fall off, the ones who do generally just bend a peg etc... I presume it is the same with cars, you get a few unlucky people and a few people who push very hard because they have a lot of money and its a second car. Oh and if you hit someone else on track it tough **** for both parties generally. (normally expect a smack in the mouth though)
 
i would have thought that you would have to provide proof of insurance tbh.
but then ive never done a track day :/
 
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