Soldato
Ouch.
Luckily I owe just less than £800 on my mortgage. Thats £ not K
I was supposed to pay it off but keep forgetting to call them when they are open.
Mortgage Rate Rises
- Thread starter glenimp617
- Start date
Ouch.
Luckily I owe just less than £800 on my mortgage. Thats £ not K
I was supposed to pay it off but keep forgetting to call them when they are open.
Nice. Must be a nice feeling when it's fully paid offOuch.
Luckily I owe just less than £800 on my mortgage. Thats £ not K
I was supposed to pay it off but keep forgetting to call them when they are open.
Will have about 100k left on mine, due for renewal in January, will put it on a 5yr term so 2029 I should be mortgage free
Congrats man!Ouch.
Luckily I owe just less than £800 on my mortgage. Thats £ not K
I was supposed to pay it off but keep forgetting to call them when they are open.
Soldato
Nice. Must be a nice feeling when it's fully paid off
Will have about 100k left on mine, due for renewal in January, will put it on a 5yr term so 2029 I should be mortgage free
Yes thanks. Been looking forwards to it somewhat.
I think its mainly just knowing its mine and no one can take it away!
Caporegime
Dude that's going to be spicy.
Caporegime
Ouch.
Luckily I owe just less than £800 on my mortgage. Thats £ not K
I was supposed to pay it off but keep forgetting to call them when they are open.
Where’s that guy that keep telling us in the credit card thread he has 5 years left when you need him? Lol
Lemon and Herb compared to some of my pals!
Edit: That's a lie. I am the pal. It is vesuvio.
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Soldato
Four posts up from this post of yours apparently.
If I can help it I never want to pay more than I do now.
900 a month.
I'll keep taking the term down on renewal and keep the payback amount the same.
Find it slightly uncomfortable being any more than this thinking of 6pc rates.
900 a month.
I'll keep taking the term down on renewal and keep the payback amount the same.
Find it slightly uncomfortable being any more than this thinking of 6pc rates.
Soldato
Mine is just over £900 a month too. I worry now about what will be the interest rates in 4.5 years time because of the way this country has been screwed up.
Wait years to get a house because of the way prices were rising, and when I do it's just in time to get screwed by huge rate hikes.
Permabanned
happened to me in 2008.. had to sell the house .. just to over stretched took yrs to get straight ..
Your option save as much as you can now. Take advantage of higher savings rates to offset your low mortgage rates.
If you have 5 year fix dump as much as you can into your savings for 1 -5 years.
And I mean every penny you can, reduce your spending dramatically.
Spend on cheaper food, don’t buy any clothes etc.
When fix rate comes to an end pay down all or most of it.
This will give you some breathing space when you come to renew a new fixed rate.
£900 mortgage is nothing
Actually it could be, shave your butt and spread it lol.Only thing.. Only fans!
(if only it was that easy for us lads!)
Soldato
Your repayments are £4k a month!
Can't work out if it's a mansion or a two bed flat in London.
Can't work out if it's a mansion or a two bed flat in London.
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They are currently 3.1k - I had been planning/praying/hoping for no more than £3800.Your repayments are £4k a month!
Can't work out if it's a mansion or a two bed flat in London.
And it's neither a mansion nor a posh London flat lol! RIP.
Soldato
No headroom to do that with all the cost of living increases. I have a bit of savings, but its not getting easy to keep it. Car failed last year and had to be scrapped, costing me both the value of that car plus the cost of another. Then with the costs coming with having an older house to bring up to spec, and with crap like now finding leaking pipes etc. Always something to suck away cash.
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Yea, berating the "fiscally irresponsible" in one thread whilst staring down the barrel of a £4k mortage in another
