Mortgage Rate Rises

ChrisD. · 22 Dec 2022 at 09:40

chrcoluk said:
but if I brought enough food to have proper meals every day I think it would easily be £100.

Where do you take it to?

cainer · 22 Dec 2022 at 09:46

ChrisD. said:
Where do you take it to?

Or where did he bring it from?

sigma · 22 Dec 2022 at 11:00

cainer said:
Or where did he bring it from?

Or bought it to.

Maccy · 22 Dec 2022 at 11:01

sigma said:
Or bought it to.

Uh oh

TNA · 22 Dec 2022 at 12:07

Who bought this topic up again?

chrcoluk · 22 Dec 2022 at 20:24

Sorry for my mistake and the rage it caused.

Doobedoo · 22 Dec 2022 at 20:30

chrcoluk said:
Sorry for my mistake and the rage it caused.

Its funny watching grammar nazis get in a tizzy.

ChrisD. · 22 Dec 2022 at 20:48

Doobedoo said:
It’s funny watching grammar nazis get in a tizzy.

*It’s

sigma · 22 Dec 2022 at 21:48

ChrisD. said:
*It’s

*Grammer

mattyfez · 22 Dec 2022 at 22:20

You're both missing a full stop there.

matt100 · 22 Dec 2022 at 22:24

Its neither right? It's someone not knowing the correct word to use. Like saying swimming instead of driving when you're in a car. They just sound similar when it's bought or brought with the tenuous link that presumably when you buy something you typically take it home afterwards.

Brought is to bought as swam is to drove?

Something like that

413x · 22 Dec 2022 at 23:14

ChrisD. said:
*It’s

Blackjack Davy · 23 Dec 2022 at 02:53

ivrytwr3 said:
0.85% to 3.75% in a few months

Best loan i can find is for 4.9% - not quite there for taking out a loan, but it's getting close.

You think thats bad I got a letter this morning its gone up to 5.5%! Payments are the highest they've ever been can't even get through to them on the phone lines are jammed

200sols · 23 Dec 2022 at 04:09

sigma said:
*Grammer

Oh boy.

Doobedoo · 23 Dec 2022 at 08:32

Simmz · 29 Dec 2022 at 00:29

Dropped a bit again. Seeing some now at 4.2%-4.5% for 5 Year Fixed Repayment - Standard

Pocket10s · 30 Dec 2022 at 15:32

Hi there, I have a quick question.

We applied for a mortgage in November 2020, a two year fixed. We completed March 2021 - however our fixed term for our mortgage ends 31/12/2022. Shouldn't it end March 2022 as its a two year fixed?

SaBBz · 30 Dec 2022 at 15:39

Pocket10s said:
Hi there, I have a quick question.

We applied for a mortgage in November 2020, a two year fixed. We completed March 2021 - however our fixed term for our mortgage ends 31/12/2022. Shouldn't it end March 2022 as its a two year fixed?

Some products are a fixed term from completion and some are fixed term from a month-end. We have a '5 year' fix which runs until August 2026 but we didn't complete until November 2021 (bit annoying, as our rate is 1.09% so we miss out on 3 months of that!).

adam cool dude · 4 Jan 2023 at 13:15

a bit of squeaky bum time now over for now!

I applied for a rate switch back on September 28th, 3 year fixed 3.48%. Unfortunately in my rush to fill out the form I put my DOB year on the missus by accident. Only just got it resolved this week due to Barclays dragging their heels but the rate is accepted as my fixed is running out on the 31st.

Hopefully the right thing has been done as cannot see rates going back down any time soon.

krooton · 4 Jan 2023 at 13:21

26 days until I hit my 90 day window when I can secure a new rate.

Best current offer sees my payment go up £400, no idea if that offer will still be around in 26 days time, and ERCing now would be a £4.5k hit