Mortgage Rate Rises

It's a shame you've spanked 100k and not addressed the insulation tho?

Not for the want of trying, can't you tell I've thrown money at everything?

We've had 3 people tell us it's impossible and a quote for a log burner, I'm just far from convinced that would be a better solution to just turning the heat up.
 
Not for the want of trying, can't you tell I've thrown money at everything?

We've had 3 people tell us it's impossible and a quote for a log burner, I'm just far from convinced that would be a better solution to just turning the heat up.

Where are your pics? I may have seen them, but can't remember. I want to go and see the before and after!
 
Something to do with the gap to the floor and rotting the joists, it's not common to have work folk turn up and not take your money!
That isn't quite true imho. I think you got unlucky. Your joists are 100mm so at least, if air gap was an issue, could afford 50mm batoned out. It's a shame it hasn't been solved, especially now you've invested so much to build on top :(
 
I think the penny is starting to drop on house prices with the latest rate rise underlining it. I've seen 75-100k come off some asking prices in Yorkshire, granted the sellers were delusional but they're starting to smell the coffee. Wonder where the floor is.
 
I think the penny is starting to drop on house prices with the latest rate rise underlining it. I've seen 75-100k come off some asking prices in Yorkshire, granted the sellers were delusional but they're starting to smell the coffee. Wonder where the floor is.
A house I was interested in went on the market less than a week ago. Today it was dropped £50k. This time last year there would have been a queue of people offering over the original asking price just to get it. I think the floor is some way off and will be coincident with interest rates reaching the 4%-ish area if and when they do.
 
A house I was interested in went on the market less than a week ago. Today it was dropped £50k. This time last year there would have been a queue of people offering over the original asking price just to get it. I think the floor is some way off and will be coincident with interest rates reaching the 4%-ish area if and when they do.

That and that many people are experiencing general everyday expenditure increasing across the board, by as much as 40% and are battening down the hatches now. The next 12 months will be very interesting (no pun intended).
 
About 10 posts up?

Respectfully your pics appear to be on post #11458 and we're up to #11588 by your reply, so a full 130 posts before yours, not 10! I did scan back a little but wasn't seeing on the last couple of pages hence I asked.

I've seen your garden on another post and really like it, I can see why you changed the bathroom as well. Kitchen I thought old was OK as it looked but new with island is clearly an improvement.
 
Respectfully your pics appear to be on post #11458 and we're up to #11588 by your reply, so a full 130 posts before yours, not 10! I did scan back a little but wasn't seeing on the last couple of pages hence I asked.

I've seen your garden on another post and really like it, I can see why you changed the bathroom as well. Kitchen I thought old was OK as it looked but new with island is clearly an improvement.
130! Crikey sorry!
 
Bought our house in 2011 for £174k, just had it valued at £350k. Absolutely mental and i fear for my kids never been able to get on the property ladder.

Landlord has put his property up for sale next door to us, almost half the size and is asking £245k (3 bed semi in Lincolnshire).
 
Bought our house in 2011 for £174k, just had it valued at £350k. Absolutely mental and i fear for my kids never been able to get on the property ladder.

Landlord has put his property up for sale next door to us, almost half the size and is asking £245k (3 bed semi in Lincolnshire).

A lot can happen in 20 years though. Houses could be worth 50 pence and be owned by King William for all we know :p.
 
Yea, was just about to say the same.

The BoE were expected to increase, but today's inflation figure might give them food for thought, though my hunch is they'll still do the 0.25%
 
I bet they'll still do a 0.25

More and more voices (not just plebs) are advising sticking.
I'd go for sticking. Simply to save the unfortunates coming to remortgage some pain.
 
I bet they'll still do a 0.25

More and more voices (not just plebs) are advising sticking.
I'd go for sticking. Simply to save the unfortunates coming to remortgage some pain.

I'd like to see it rise because it should help FX/Interest rates on the large chunk of cash i'll be sat on after selling the house. Although that's hugely selfish :p

I've been stung enough by all the previous rate rises. I wanna benefit a little!
 
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