MOT Issues

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Hi, just need some info regarding MOTing a car.

Basically my brothers car has been declared SORN'd for a month therefor has no insurance and TAX. Going to book an MOT next Monday.

I have been told just to drive down and somebody to follow the car behind.
Now no MOT means you cannot get TAX and Insurance so ‘if’ I did get stopped by the police what would they do, or how can you do this legally?

Thanks, much appreciated for any help.
 
You can insure a car without tax and MOT. I don't think temporary insurers will do it though, you'll more than likely have to take out a policy.

Don't drive it without insurance cover. If you get stopped, you'll be completely screwed. Some woman behind the counter in the post office once told me I could drive to an MOT test without insurance. I had to ask her to repeat herself in case I misheard.
 
It's alright to drive to an MOT with no tax, as long as you can prove you're on the way to an MOT (for example ring and prove that you are booked in). Pretty sure you'll be needing insurance though.
 
But you cannot insure a car without an valid MOT and TAX? That's the issue I think, taking out an policy will be void as it has none of the former requirements for a valid certificate?
 
You will need insurance.

I'd guess a way around this would to get somebody with a Comprehensive policy (and 3rd party other vehicle cover!) to drive it to the test centre.
 
You need Insurance, as long as you are only driving to a PRE-ARRANGED MOT Test you are allowed to drive (A Reasonable distance...) without Tax and MOT to and from the MOT only.
 
My brother cannot afford to run the car so I have to sort it out for him, if I took a day policy out with tempcover would this be adequate? I don't want to take out a policy, I know you can cancel but I don’t want to pay the deposit and whatnot and have the hassle of cancelling and the like.
 
My brother cannot afford to run the car so I have to sort it out for him, if I took a day policy out with tempcover would this be adequate? I don't want to take out a policy, I know you can cancel but I don’t want to pay the deposit and whatnot and have the hassle of cancelling and the like.

Do you not have a policy of your own as per my earlier post?
 
Yes I do but the car in question does not have any form of insurance so even if I did have DOC it would not be valid as the car has to be insured 3rd party or have a full policy on it, so I am lead to believe.
 
Yes I do but the car in question does not have any form of insurance so even if I did have DOC it would not be valid as the car has to be insured 3rd party or have a full policy on it, so I am lead to believe.

Erm, I don't think so. (Wheres Fox when you need him?)

Afaik, as long as I am not the registered keeper, I can drive it under the terms of my policy 3rd party.

I'll go & check my docs.....

Section C Liability to Other People and Their Property
We will pay:
If you have an accident which is caused by:

your car;

any trailer being properly towed (in accordance with both the law and manufacturer’s design specifications) by your car (for which cover is provided under this section) unless the trailer is being towed for hire or reward;

any car driven by you, with the owner’s express consent, within the UK as long as:

that car does not belong to you;

the car is insured by the car owner and you are entitled by this certificate to drive such a car;

the car is not hired to you under a hire purchase agreement;

you are permitted by the car owner to drive the car.

My bad, it looks like your quite right.
 
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Whether you can drive the car under DOC or not depends on your insurers terms and conditions. Some require the car to be insured, some do not.
 
Yes seen a few 'police vids' on the Sky1 channel, Road wars or something. Seen a few instances where they were stopped with no insurance as the thought there DOC covered any car, but the car has to have some sort of insurance on it, ie 3rd party at least.

I hope I was not dreaming things.
 
Yes, to drive it 3rd party on your insurance the vehicle does have to be fully insured by the registered owner, and can only be driven as such in the case of an emergency, which driving to the mot station is not.

Also, you can insure a car without tax and mot, however, not having tax voids the insurance anyway making getting the insurance completely pointless.

I know because I've just had to move 2 cars around from different properties, none of which are both SORN and my wife is an insurance broker :)
 
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Yes, to drive it 3rd party on your insurance the vehicle does have to be fully insured by the registered owner, and can only be driven as such in the case of an emergency, which driving to the mot station is not.

Also, you can insure a car without tax and mot, however, not having tax voids the insurance anyway making getting the insurance completely pointless.

I know because I've just had to move 2 cars around from different properties, none of which are both SORN and my wife is an insurance broker :)

Seeee I don't understand how I can legally drive it to the MOT station!! Eeee I may just pop down to the police station and ask there advice. Or just take a risk and drive it down. Hmmmmm...
 
Seeee I don't understand how I can legally drive it to the MOT station!! Eeee I may just pop down to the police station and ask there advice. Or just take a risk and drive it down. Hmmmmm...

You can't.

And driving a SORN vehicle is a £1000 fine I think.

Ask the garage to fetch it, they will bang trade plates on, they may charge a little extra for it.

Other option is to trailer it.

or do what I did, get one car in front, one behind :D
 
Yes, to drive it 3rd party on your insurance the vehicle does have to be fully insured by the registered owner, and can only be driven as such in the case of an emergency, which driving to the mot station is not.

Please stop giving advice on situations you know nothing about. The above MAY be correct for your own insurance company. It differs for each insurer and there is no blanket 'applies to all' policy.

Some require the car to be insured by somebody else. Some do not.

Very few specify emergency use only.


No, you do not.

You can't.

And driving a SORN vehicle is a £1000 fine I think.

Seriously, stop! Driving a SORN vehicle to a prebooked MOT test is NOT a £1000 fine! It is perfectly legal provided you are insured to drive the car.
 
Yes, to drive it 3rd party on your insurance the vehicle does have to be fully insured by the registered owner, and can only be driven as such in the case of an emergency, which driving to the mot station is not.

It depends ENTIRELY on the policy wording! Some policies require the car to be insured, some do not. Check your own and don't state blanket facts which just are not true.
 
[TW]Fox;18508998 said:
Please stop giving advice on situations you know nothing about. The above MAY be correct for your own insurance company. It differs for each insurer and there is no blanket 'applies to all' policy.

Some require the car to be insured by somebody else. Some do not.

Very few specify emergency use only.



No, you do not.



Seriously, stop! Driving a SORN vehicle to a prebooked MOT test is NOT a £1000 fine! It is perfectly legal provided you are insured to drive the car.

So if I take out a policy with dayinsure which provides full cover on the vehicle I can and will be ok to drive the car to the MOT station?
 
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