MOT Issues

RSClio · 20 Feb 2011 at 13:58

Seems I can get it taxed too on the same day?

Can I buy Road Tax with a dayinsure policy?
Yes. dayinsure short term insurance is suitable. (At the sole discretion of the individual post office and we cannot guarentee that it will be acceptable).

[TW]Fox · 20 Feb 2011 at 14:01

RSClio said:
So if I take out a policy with dayinsure which provides full cover on the vehicle I can and will be ok to drive the car to the MOT station?

Yes, this is completely correct. You must book the MOT in advance, though.

mattyfez · 20 Feb 2011 at 14:01

RSClio said:
So if I take out a policy with dayinsure which provides full cover on the vehicle I can and will be ok to drive the car to the MOT station?

As long as you have a pre booked appointment, yes.

RSClio · 20 Feb 2011 at 14:03

[TW]Fox;18509064 said:
Yes, this is completely correct. You must book the MOT in advance, though.

Many thanks

Will get a slot booked and insurance sorted on the day! Touch wood it passes and I can get it taxed on the same day too!

AHarvey · 20 Feb 2011 at 14:04

[TW]Fox;18508998 said:
Please stop giving advice on situations you know nothing about. The above MAY be correct for your own insurance company. It differs for each insurer and there is no blanket 'applies to all' policy.

Some require the car to be insured by somebody else. Some do not.

Very few specify emergency use only.

No, you do not.

ok, well, out of the 40-50 insurers my wife's company brokers for none of them would cover a car without tax, none of them would cover someone to driver the car 3rd part if a) it wasn't an emergency b) the driver wasn't over 25 and c) the car wasn't insured by the owner.

Now they cover all of the big insurers apart from Churchill. I hope that is fact enough for you.

Seriously, stop! Driving a SORN vehicle to a prebooked MOT test is NOT a £1000 fine! It is perfectly legal provided you are insured to drive the car.

I wasn't referring to driving to and from the MOT station, just an FYI in general because sometimes people do silly things and take little detours. I just wanted the OP to be aware of it.

How old are you anyway OP?

realscot · 20 Feb 2011 at 14:06

I drive countless customers vehicles with no tax/test/insurance and have not once been pulled over by the police, dispite driving past them when they are parked up watching for speeders etc, even driven cars past them with obvious defects like a headlight or brakelight out. My theory is I have the slightly mucky overalls on and a seat cover visible so they see me and think, its just a mechanic trying a car out, and leave me to it.

Scania · 20 Feb 2011 at 14:11

AHarvey said:
ok, well, out of the 40-50 insurers my wife's company brokers for none of them would cover a car without tax, none of them would cover someone to driver the car 3rd part if a) it wasn't an emergency b) the driver wasn't over 25 and c) the car wasn't insured by the owner.

Now they cover all of the big insurers apart from Churchill. I hope that is fact enough for you.

Part B & C, fair enough, but part A? - define an emergency!

RSClio · 20 Feb 2011 at 14:15

AHarvey said:
ok, well, out of the 40-50 insurers my wife's company brokers for none of them would cover a car without tax, none of them would cover someone to driver the car 3rd part if a) it wasn't an emergency b) the driver wasn't over 25 and c) the car wasn't insured by the owner.

Now they cover all of the big insurers apart from Churchill. I hope that is fact enough for you.

I wasn't referring to driving to and from the MOT station, just an FYI in general because sometimes people do silly things and take little detours. I just wanted the OP to be aware of it.

How old are you anyway OP?

I'm 25, why?

[TW]Fox · 20 Feb 2011 at 14:24

AHarvey said:
ok, well, out of the 40-50 insurers my wife's company brokers for none of them would cover a car without tax,

I suspect all of them would cover a car without tax driving to a booked MOT test.

none of them would cover someone to driver the car 3rd part if a) it wasn't an emergency b) the driver wasn't over 25 and c) the car wasn't insured by the owner.

I have had cover to drive other cars third party since I was 21 years old. Until my latest renewal, this cover extended to cars which were not otherwise insured. None of the policies have had a stipulation about emergency use.

I hope that is fact enough for you.

Not really, no. Because it isn't fact.

K.C. Leblanc · 20 Feb 2011 at 14:34

If it's that much of an issue ask the garage how much they'll charge to pick it up.

realscot · 20 Feb 2011 at 14:38

K.C. Leblanc said:
If it's that much of an issue ask the garage how much they'll charge to pick it up.

gotta be cheaper than a days insurance?

RSClio · 20 Feb 2011 at 14:39

But what happens when the garage has no means to collect? Day insurance is only £22 or so.

K.C. Leblanc · 20 Feb 2011 at 15:00

RSClio said:
But what happens when the garage has no means to collect? Day insurance is only £22 or so.

Most garages I've used are willing to pick cars up.