Mountian Bike insurance

[Nevakonaza]

Could anyone recommend me a good insurance company for a Mountain bike?

Ideally i need one that covers theft from anywhere as i use my bike as a daily to get about,So to work,going into town doing errands etc and it gets locked up with a chain (usually always in populated areas near cameras etc.

Reason i ask for suggestions as i know some companies have in their TOS.

some policies will state that claims may not be paid if the bicycle is stolen from a vehicle or left unattended away from the insured location

*away from the insured location* how do you even define the "insured location" when its a daily used bike..this is what concern's me i need one that covers everything from complete theft to vandalism.

appreciate the replies.