Need some advice - Finishing Uni, where to go and live next

Maybe, perhaps it depends on the student:non-student ratio? I.e. 1 student and three non-students living together might mean that the non-students likely don't get any discount? I personally don't know. I don't actually know why I'm trying to answer that question!

I was trying to point out why it makes sense to have a 25% discount rather than 50%.
 
It's because under 25s should be able to get an unskilled job being at their physical prime. Under 25s are also expected to flatshare.

Should apply to every single person with no dependents who wants to claim benefits.

Plenty of fresh grads etc.. who actually contribute to society can't afford to live by themselves and have to flatshare - why should someone who is a net drain on society get their own place regardless of their age.
 
I was trying to point out why it makes sense to have a 25% discount rather than 50%.

Apologies, I re-read what you wrote, that makes sense now :o

To stick to topic;

Upon graduation I hadn't secured a job and had (still have) a massive overdraft to pay back. I was invited to live in London with friends but it would just be fairly risky and a massive commitment. As it stands I've basically resorted to living with family for the year whilst I save up/gather my life up together somewhat. Only by September this year will it look feasible for me to rent out somewhere.

OP you may as well save yourself the money. Will you be paying your parents any rent? It's a good opportunity to save the pennies if you stay at home too.
 
Should apply to every single person with no dependents who wants to claim benefits.

Plenty of fresh grads etc.. who actually contribute to society can't afford to live by themselves and have to flatshare - why should someone who is a net drain on society get their own place regardless of their age.

Of course, that's a potential position to have. However, some people don't think a 40 year old who gets unemployed should have to flatshare. The current cut off is 25.
 
40 year old should have put aside some savings or taking out payment protection insurance on his mortgage. Either way just because he's 40 shouldn't mean that the rest of the working population should have to support him.
 
40 year old should have put aside some savings or taking out payment protection insurance on his mortgage. Either way just because he's 40 shouldn't mean that the rest of the working population should have to support him.

Who says a 40 year old single person has a mortgage? Secondly, savings require incomes leaving surplus money to put aside.

Your second sentence is an opinion. The current opinion of the government is different.
 
Who says a 40 year old single person has a mortgage?

no one - but if they did and chose not to insure it then...

Secondly, savings require incomes leaving surplus money to put aside.

Well yes, quite obviously. And if you've managed to reach 40 without any then its no one else's fault tbh.. and not a reason to expect others to fund your existence on this planet beyond the basics.

Your second sentence is an opinion. The current opinion of the government is different.

Yup that's what people generally post on forums - opinions... IMO a single person with no dependents of any age who requires the state (everyone else who works) to fund their existence while they're capable of working should be offered the basics. Simply being above 25 shouldn't require you to be given your own flat paid for by the state.
 
What sort of attitude is that?

Sorry but 'get a job you bum'

I don't know anyone who finished uni and then considered benefits as an option - get a bar job or go temping while you look for a proper job. Looking at benefits as an option post uni is a massive life fail tbh.. you should be ashamed and embarrassed for even considering it.

Sigh... I'm actually impressed this is the only instance of the high horse brigade infecting my topic.

Read my entire post instead of posting a single section and ranting off on it.

I will be looking for work. If I get a job in my short timeframe (set by mates) then I will sign for a house and this topic will be moot. I am ASSUMING that finding a job is going to be difficult and am preparing for the worst which means in this scenario - benefits and signing on until a job is found. I am after adivce based around this scenario so that if I were to choose to take this choice then I will have some idea of how it will play out. I won't be walking into a job after finishing this course.
 
It might not be as expensive as you think to live in London (or at least within commuting distance) and there's likely to be more job opportunities there than there will be local to you. However it would certainly help to have a bit of money to start you off after a move because even if you move and get a job straight away the chances are you won't get the income for a few weeks at least.

If you don't want to move to London because of friends/family where you are then I can understand that but ruling it out just because it is more expensive might not be a great plan as there are usually far more jobs and you'll often find jobs either pay more anyway and/or have London weighting to help compensate.

This sounds good. But it would have to be an option further down the line when I have more than £400 in the bank. I know nobody down there so would be setting myself up from scratch and with no support.

I have considered moving down South (broad term) at some point in the future for a while now. Job prospects are better. All depends on what I want to do. But that's my problem - lost as to what I actually want to do. But that's another story and not what I am asking after in this topic.
 
Sigh... I'm actually impressed this is the only instance of the high horse brigade infecting my topic.

Read my entire post instead of posting a single section and ranting off on it.

I will be looking for work. If I get a job in my short timeframe (set by mates) then I will sign for a house and this topic will be moot. I am ASSUMING that finding a job is going to be difficult and am preparing for the worst which means in this scenario - benefits and signing on until a job is found. I am after adivce based around this scenario so that if I were to choose to take this choice then I will have some idea of how it will play out. I won't be walking into a job after finishing this course.


I did, I just quoted the bit that sounded pathetic.

Its not like lots of other people haven't been in your situation - finishing uni and having to look for a job.

Like I said before go get a bar job or go temping if you need something to tide you over - it seems to work out well enough for most other people who finish uni.
 
Ahhhh, this is driving me isane. I've been told by my mates that I only have a week to decide if I'm moving in or not as they are sick of waiting for me to make a decision (lol).

I've come to the conclusion, thanks to this topic and after thinking on it some more that it would be finacially better for me to move back home to the 'rents.

However they have argued it to me that even if I don't have a job by the time we move into a new place I don't stop looking (which I wouldn't anyway) and that I would be able to afford to live on the benefits provided by the state and that a job will come along eventually. But that's the thing. Eventually. I feel as if it's too much of a risk to be living without a guaranteed and high (compared to benefits) source of income and as someone in the post said "be a bill waiting to happen". I just can't forsee how much it's going to cost exactly but my best estimates have me looking at having next to nothign to spend on myself and also be at risk of not being able to afford my share of the bills.

I'm really stuck as to what I'm going to do. I feel as if I should move back home. But I want to stay with mates. I realise that they are close by either way but am torn between logic and what I desire. If only I had a job lined up lol. Been sending CV's out as of late but as already stated, I have no guarantee of actually getting a job. I just don't know how long it is going to take. In the past it's always taken a while. Either that or it's simply never happened (past two summers looking for part time work for instance).
 
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