Need some advice please?

Soul.Survivor · 27 Mar 2010 at 01:30

(Excuse the poor grammer/punctuation)

Okay so I've got this ex-friend who owe's me money. Fair enough it's only a small amount of £50 but I've been asking for it back since january and I'm getting fed up of the lies and excuses. £50 might not be a lot of money to some people but I live on my own, have a lot to pay for so it does mean something to me so why should I let someone run of with my hard earned money? Goes to show why I said ex-friend.

Anyways, I've told that person you've got 2 weeks to give it back or I'll be taking further action, so what are my choices? Can I ask my bank to do something? Can I put a claim in through small claim's court.

What is the best and quickest way?

Thanks

PardonTheWait · 27 Mar 2010 at 01:32

All you can do is not speak to him anymore, realistically. Anything else is going to cost you more money or hassle than it's worth to get it back.

Just be glad he's your EX-friend, by the sounds of it you're better off.

Soul.Survivor · 27 Mar 2010 at 01:40

PardonTheWait said:
All you can do is not speak to him anymore, realistically. Anything else is going to cost you more money or hassle than it's worth to get it back.

Just be glad he's your EX-friend, by the sounds of it you're better off.

It's a she and I've not spoke to her since february but it's the principle. A few other ex-friends owe me over £3000, now that's a lot of money. Why should I let them get away with it, It's my money, I worked day and night to earn that money. If I'm honest, I'm just sick and tired of these people's excuses and just want my money back. Some of these people I've known over 6 years. :mad:

Nix · 27 Mar 2010 at 01:46

Money and friends do not mix.

There are only a few people I would lend cash to, especially the sums you're referring to but they're such close friends that I'd consider it a gift anyway.

Personally, I hate borrowing money and try and pay it back as soon as I can. One of the first things I did when I found work many months ago now was to pay a friend. I don't understand how some people think it's okay to ignore it until it's this hideous wedge.

If you've asked her nicely, there isn't any more you can do except maybe spell it out to her - which it seems you've already done. The only real option you have now is small-claims but as already mentioned, that will cost you a lot more so you might aswell chalk this one down to experience.

Unfortunately, there are many opportunistic, selfish, and just plain bad-with-money types out there. Maybe it's time to be a little less trusting when it comes to lending? If you have to lend, make sure you utterly trust the person and that on principle you know they will not 'default'. That, and consider it as already gone. If they do return it, it's a pleasant surprise. Money is such a horrible thing to fall-out over.

Soul.Survivor · 27 Mar 2010 at 01:52

Nix said:
Money and friends do not mix.

There are only a few people I would lend cash to, especially the sums you're referring to but they're such close friends that I'd consider it a gift anyway.

Personally, I hate borrowing money and try and pay it back as soon as I can. One of the first things I did when I found work many months ago now was to pay a friend. I don't understand how some people think it's okay to ignore it until it's this hideous wedge.

If you've asked her nicely, there isn't any more you can do except maybe spell it out to her - which it seems you've already done. The only real option you have now is small-claims but as already mentioned, that will cost you a lot more so you might aswell chalk this one down to experience.

Unfortunately, there are many opportunistic, selfish, and just plain bad-with-money types out there. Maybe it's time to be a little less trusting when it comes to lending? If you have to lend, make sure you utterly trust the person and that on principle you know they will not 'default'. That, and consider it as already gone. If they do return it, it's a pleasant surprise. Money is such a horrible thing to fall-out over.

I've never borrowed money of anyone, I just hate the fact of oweing people money nor would I lend money to anyone I dont trust but the people I'm talking about here, I have known since early high school days, some of my best friends. It's funny how you do so much for them, the moment you ask for it back. It's all thrown away.

Fair enough, I understand where your coming from but what about the people who owe me big sums of money? £1500, £1000 and £500. Is there no way to get it out of them or shall I just take this as a lesson and move on?

Nix · 27 Mar 2010 at 01:58

You'll have to assess whether it's going to cost you more to get it back through small-claims than it's worth. Pop down your local CAB and have a chat. Ask the people involved in simple terms for the cash back within a certain time-frame. If they cause you trouble, cause them trouble.

As I said, some people are selfish, opportunistic and selfish. They've got their due at your expense, so why should they care anymore? Obviously they're not people of principles, or at least integrity.

Gustov · 27 Mar 2010 at 02:03

Soul.S™ said:
A few other ex-friends owe me over £3000,

Are you a drug dealer :eek:

Soul.Survivor · 27 Mar 2010 at 02:08

Nix said:
You'll have to assess whether it's going to cost you more to get it back through small-claims than it's worth. Pop down your local CAB and have a chat. Ask the people involved in simple terms for the cash back within a certain time-frame. If they cause you trouble, cause them trouble.

As I said, some people are selfish, opportunistic and selfish. They've got their due at your expense, so why should they care anymore? Obviously they're not people of principles, or at least integrity.

I was told I can make a claim and get the other party to cover the court fees?

Gustov said:
Are you a drug dealer

Nope

Fenris · 27 Mar 2010 at 02:18

Soul.S™ said:
I was told I can make a claim and get the other party to cover the court fees?

I know you already said "£50 is allot to some people" but seriously....

It's £50.

Unless the reason this guy is no longer your friend is something particularly vindictive on his part then taking him to court over £50 is ridiculous.

Just call it quits and never speak to him again.

Or key his car.

benneh · 27 Mar 2010 at 02:20

Soul.Survivor · 27 Mar 2010 at 02:34

Fenris said:
I know you already said "£50 is allot to some people" but seriously....

It's £50.

Unless the reason this guy is no longer your friend is something particularly vindictive on his part then taking him to court over £50 is ridiculous.

Just call it quits and never speak to him again.

Or key his car.

It's a her and doesn't have a car, maybe I can key something else? haha.

I guess I'll take this as a lesson and just get on with my life.