new bike

i am 5ft 5.
i am guessing that i need a 20" frame

probably more like a 16" or 17"

I'm 6"3 with a 36inch leg and looking at 21inch mtb frames or around 58-62cm road bikes

Don't forget most bikes only go upto 21-23inchs max theres no way someone 5ft5 needs a 20inch frame
 
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£200 budget, you can get half decent bikes second hand. Keep an eye everyday on Gumtree, eBay and the likes locally. Pick up and all is cheapest. For the money, I managed to find a beautiful steel road bike. Yes it's downtube shifter but it's a start for my missus.

She's loving it and all in, the bike cost me £90 picked up. At £200, you can budget in a 700c wheelset - lighter and more options, provided there's right clearance for the brakes and the components can transfer over (cassette and if like most "retro", it'll have a side freewheel)

Good luck!
 
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