New Car - Choice of 3

mr tommo · 31 Mar 2006 at 17:51

Right guys,
basically my dads disability means he can have a new car through the motability scheme. Now he's told me that i can choose and have the car for 80% of the time.

The car needs to be
*Petrol
*AUTOMATIC
*Not much slower than my current car
0-60 = 11.s & 110 mph
* Under insurance group 9

Now, automatic + Insurance group 8 (max) is the problem when it comes to performance, so i've narrowed it down to what I consider to be my best options.

Vauxhall Astra Sport Hatch 1.8 16v SRI Auto

.....

mr tommo · 31 Mar 2006 at 17:52

Renault Megane CC 1.6 VVT Auto (face lift model - as below in black)

mr tommo · 31 Mar 2006 at 17:52

VW Golf 1.6 FSI SE (Auto) with upgraded alloys

Performance BHP Torque lb/ft 0-60 Top speed

Astra 123 125 10.9 118
Golf 113 114 11.1 117 Megane conv 111 112 13.2 116

Really cant make my mind up,

All will cost the same amount of money of the next 3 years, all maintenance and servicing is taken care of.

What would you go for and please give a reason.

Thanks, Tom

mr tommo · 31 Mar 2006 at 18:00

It is funded through the Motability CHARITY, Basically a disabled person on the high level of disbaility , recieves £45 per week from Gov ( i presume ).

Motability gives you the chance to take away your £45 allowance ,& put it towards a car.

Edit - for 3 years, equalling £7050.

mr tommo · 31 Mar 2006 at 18:02

Firestar_3x said:
If its the Gov scheme it means the tax payer pays for it i think, hope someone can tell me otherwise cause with all due respect it makes my blood boil.

Your blood boil? But, why?

A5H said:
So how much would you end up paying for a 10 grand car out of your own pocket?
My Unlce got a golf on it and tried to explain how it worked but then he got angry cause I didn't understand

For example, all the three cars above require an advanced payment of £1500 + the three years of weekly alowance thats been taken away for the car.

you can get cars like small Kia's for example for £0 advance payment and about half of your allowance i think.

mr tommo · 31 Mar 2006 at 18:10

Serj said:
Someone on the Hyundai Coupe Forums just got a brand new 2 Litre Coupe on the Motability scheme. Makes you wonder why he could choose a car like that when a Corsa for half the price would have done.

A hyundai coupe 2.0 is one of the cheaper models availible for anything bigger than a small car.

mr tommo · 31 Mar 2006 at 18:20

Im going to be using the car yes, So is my mum, so is my dad, the car wont be used much, but from the time that it is used, i will be using it often. Or if he isnt up to driving and needs to be driven about.

TBH we will be paying £8,500 to have the car for three years, then GIVE IT BACK. Hardly robbing from your pockets. And £45 per week isnt a lot , when youve been in hospital for 2 months, close to death on 3 seperate incidents during that time, in intensive care for 2 weeks, lost 80% of your leg, lost 75% of ability to move your right shoulder - something that his job relies upon.

mr tommo · 31 Mar 2006 at 18:25

No fox, That true, although you pay for it. If i want a BMW 1 series - it requies a £6000 Payment.

As has been said above, the guy who had the hyundai coupe, could have had the corsa with NIL advance payment, but he didnt, he paid £2000 ish to have the Coupe, hardly works out as a better deal.

mr tommo · 31 Mar 2006 at 18:31

No stupid, who mentioned 15k? The £7k is what my dad would recive anyway for his disability....... but rather than it coming to him, it goes straight towards the car .

mr tommo · 31 Mar 2006 at 18:33

<(Multi)> said:
edit, deleted by myself as I'm being mean.

staying off the subject

Freedom of speech, its a discussion forum, say what you want to say.

mr tommo · 31 Mar 2006 at 18:34

[TW]Fox said:
You don't think paying £2000 for a brand new Hyundai Coupe is a good deal?

Personally I think the fact that taxpayers should subsidise the cost of a brand new Astra SXi Sporthatch so a perfectly able bodied 18 year old can whizz around in it 80% of the time is utterly apalling.

Why not buy your own car with your own money like the rest of us.

errrr..... i have.

mr tommo · 31 Mar 2006 at 18:39

James N, A hyundai Getz would do the job just fine, but if someone said to you, pay 2000 and get a Golf, would you say no? The car is there as a backup, ive got my own car, mum's got her own car, dads got his own car. Only trouble is, dad is resticted to auto's meaning that if his car is being used, which it sometimes is as its used as a company car, how does he get about, we have already had to go outand lose £5000 to cancel the contract on his car he had up until his accident, then had to go out and buy another automatic so that he could be mobile.

mr tommo · 31 Mar 2006 at 18:39

[TW]Fox said:
Which is why you'll be driving around in a motability car 80% of the time, is it?

80% of THAT CARS USEAGE, YES.

mr tommo · 31 Mar 2006 at 18:42

OllyM said:
I totally agree with you there - I'm guessing the insurance cover on Motability cars covers anybody to drive, and surely this encourages abuse?

You guess wrong, under insurance group 8 for anyone under 25.

And FOX, Why would i be keeping my car? please, as you seem to know my situation inside out, and know all the "excuses" that im going to be using, just answer that one for me, whne i could quite easily sell it and go and splash out on a £6000 holiday now that ive got a car to "whizz" around in free of charge?

mr tommo · 31 Mar 2006 at 18:45

James_N said:
I dont quite understand what your getting at. A motability car cant be used as a company car, meaning he will have full use of it whenever he wants. So why not just drive your own car about? Maybe im missing something here.

sorry i musnt of explained myself properly, he bought a car off his own back after the accident because the mobility scheme wasnt availible until he had been properly assesed, which is why its avaible now.

mr tommo · 31 Mar 2006 at 18:47

James_N said:
And this is what ****** me off. Your going to sell your car, make money off it, then use your DADS motability car to run around in, when it should be for your dads benefit, NOT yours.

i said i COULD easily do that! but im NOT, thats why i asked fox to prove his point.

mr tommo · 31 Mar 2006 at 18:49

mr tommo said:
And FOX, Why would i be keeping my car? please, as you seem to know my situation inside out, and know all the "excuses" that im going to be using, just answer that one for me, whne i could quite easily sell it and go and splash out on a £6000 holiday now that ive got a car to "whizz" around in free of charge?

Did i say i am selling it?

mr tommo · 31 Mar 2006 at 18:52

[TW]Fox said:
So what are you going to do then?

Keep your car and drive that most of the time? So why would you even need the Astra at all? Is it ever going to get used, given that you'd barely use and you say yourself 80% of the time it would be you using it?

No it wont get used most of the time. It will be sitting in the garage, or whenever it needs to be used it will be used. Simple. Maybe its a waste of the tax payers money, but as a self employed couple , my parents have paid out more tax over the last 10 years than the majority of workers on here, complaining.

mr tommo · 31 Mar 2006 at 18:54

Scottland said:
I think its a company car is it not? i.e. Not always available for use, where as the mobility one would be

Correct, so is my car, so is my mums. All our workers are insured on these cars.

mr tommo · 31 Mar 2006 at 18:55

Scottland said:
I think its a company car is it not? i.e. Not always available for use, where as the mobility one would be

Its not NEEDED. Not at all, We could just take the £45 a week and spend it in the pub just the same.