Non fault claim - how much does it increase my insurance by ?
- Thread starter xcessive
- Start date
It all depends on the insurer and/or what question they actually ask.
i.e. have you made a claim in the last 5 years? Personally I see that as a no, you haven't made a claim the other insurance company are paying you for the cretin's mistake
BUT if they say have you had any accidents in the last 5 years then the answer is yes, then you fill out their form to say it was a third party claim etc.
Some places will bump the insurance up, some won't.
I found Elephant did but Tesco didn't for example.
Both times I've had a non fault accident I've purposely told my insurers not to do anything, shell out even a penny, as I knew that I'd get everything from the other party so I don't get a claim on my record. And as the solicitor fees for one of them came out of my legal cover thing it didn't count (as it was a help hire type company that fought the case and not my insurer, the insurer was the last line of offense if that didn't work ).
Sadly yes you are more likely to make a claim due to parking the car where it is more likely to be hit than sticking it somewhere it isn't
i.e. have you made a claim in the last 5 years? Personally I see that as a no, you haven't made a claim the other insurance company are paying you for the cretin's mistake
BUT if they say have you had any accidents in the last 5 years then the answer is yes, then you fill out their form to say it was a third party claim etc.
Some places will bump the insurance up, some won't.
I found Elephant did but Tesco didn't for example.
Both times I've had a non fault accident I've purposely told my insurers not to do anything, shell out even a penny, as I knew that I'd get everything from the other party so I don't get a claim on my record. And as the solicitor fees for one of them came out of my legal cover thing it didn't count (as it was a help hire type company that fought the case and not my insurer, the insurer was the last line of offense if that didn't work
).MrMatteh said:
Sadly yes you are more likely to make a claim due to parking the car where it is more likely to be hit than sticking it somewhere it isn't
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MrMatteh said:Cause i *want* my car to be hit?
Nope sadly this kind of thing isn't personal! Look at it statiscally, as it's all based on numbers/probablilities.
You parked you car in location X.
Car got hit in location X.
Conclusion? If your car is parked in location X there's more of a chance it'll get hit compared to location y where joe bloggs parks his car and has never been hit.
Plus Exeter is a ruffians area
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Ev0 said:Nope sadly this kind of thing isn't personal! Look at it statiscally, as it's all based on numbers/probablilities.
You parked you car in location X.
Car got hit in location X.
Conclusion? If your car is parked in location X there's more of a chance it'll get hit compared to location y where joe bloggs parks his car and has never been hit.
Plus Exeter is a ruffians area
this was at my friends house.. in brookmans park! doesnt get much posher than that!
Soldato
Barclays have no increased my policy due to a non-fault accident, however, some insurers do.