Hi, Just wondering if anybody has any experience of obtaining a mortgage whilst studying for a PhD? I've read conflicting reports that (a) It is possible as the bank does not care where the money comes from as long as you are able to pay on time and (b) It will be impossible as the only income during a PhD is the stipend which can not contribute towards income. Does anybody have experience of which is correct? I currently do not have sufficient money to consider getting on the housing ladder however I've always disliked the idea of renting (And have therefore avoided it)... However with PhD funding being so reasonable (£15k tax free) I'm hoping it may be enough to consider buying... Especially considering that (After tax) many of the graduate jobs available pay approximately the same (At least in the first year). All of this obviously assumes I can get the deposit from somewhere, but otherwise a quick check seems to suggest that the difference between mortgage repayments and rental is minimal... In which case I'd rather my money did something for me. At the moment this is simply ideas floating around in my head for consideration, and may be a purely silly idea - But that's the stimulus for asking and hopefully getting some feedback on here. Thanks.